March 04, 2020 T O : All PESONet/PCHC PayGate Participating Banks/Institutions R E : SERVICE FEES FOR TRANSACTIONS COMPLETED VIA PCHC PAYGATE 1. We wish to inform that PCHC shall start to bill transactions that have been completed via the PCHC PayGate effective January 1, 2020. 2. Acquiring banks shall be provided with a monthly statement of account (SOA) that will show total number of transactions that have been completed for each billing period. The corresponding details of the charges will be captured in a flash drive and will be sent to the concerned unit of the bank. 3. The amount of net service fee will debited from the Acquiring Banks’ clearing account with the Bangko Sentral ng Pilipinas (BSP) via PCHC Charge Slip which will be presented through our Depository Bank. 4. For PESONet participants which will serve as Issuing Banks/Institutions, PCHC shall pay corresponding service fee for every payment that was authorized via PESONet. A monthly report summarizing/detailing transactions completed/authorized shall be provided to Issuing Banks/Institution on or before the 5th day of the succeeding month. 5. In order to begin receiving respective service fees, Issuing Banks/Institutions are requested to provide their account information so that PCHC will be able to remit such fees through its Depository Bank via PESONet. 6. You may submit duly accomplished Account Information Form in sealed enveloped to Ms. Monet Paguirigan, PCHC Makati Office 11th Floor Sagittarius Building, H. V. Dela Costa Street, Salcedo Village, Makati City. 7. For information and guidance.

October 01, 2021 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks , we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS LBP - CAMOTES (CEBU) 02035-022-2 Eastern Poblacion, Poro, Cebu LBP - LA CARLOTA CITY (NEGROS OCC) 04035-008-2 GSO Compound, Yunque Street Barangay 1, Poblacion La Carlota City, Negros Occidental LBP - BAGO (NEGROS OCCIDENTAL AGRI 04035-009-5 Gonzaga Street, Poblacion, Bago City HUB) LBP - CANDABA (PAMPANGA) AGRI HUB 06035-014-3 Barangay Pasig, Candaba, Pampanga LBP - RIZAL (NUEVA ECIJA) AGRI HUB 13035-021-9 Shell Station, Junction Pinagpanaan - Pantabangan, Rizal Nueva Ecija LBP - CEZA (CAGAYAN) BRANCH - LITE 23035-008-3 CEZA Complex, Barangay Centro, Santa Ana, Cagayan LBP - BAGGAO (CAGAYAN) AGRI HUB 23035-009-6 Ground Floor, DA Building, LGU Compound, San Jose, Baggao Cagayan LBP - REAL (QUEZON) 31035-018-1 Poblacion 1, Real, Quezon LBP - UBAY (BOHOL) AGRI HUB 33035-006-4 Son-oc, Poblacion, Ubay, Bohol LBP - LIBUNGAN (COTABATO) 53035-002-6 Municipal Hall Compound, Barangay Poblacion, Libungan, Cotabato LBP - PARANAS (SAMAR) 67035-002-5 Maharlika Highway, Purok 6 Paranas, Samar LBP - PAGADIAN BALINTAWAK (ZAMBO. 72035-003-0 Lot 2, Blk. 16, Pres. Corazon Aquino Regional Government DEL SUR) Center Brgy. Balintawak, Pagadian City Zamboanga del Sur BDO - SM CITY ROXAS 34053-004-9 1101C -1102 Ground Floor, SM City Roxas Arnaldo Blvd., Brgy. Baybay Roxas City, Capiz 5800 RBC - LA CARLOTA CITY 04107-003-1 Yunque corner Valois Street, Barangay II, La Carlota City, Negros Occidental BDO NB - CAMARINES SUR - LIBMANAN 07118-004-3 G/F, NFRC Bldg., T. Dilanco corner A. Ursua St. Brgy. Poblacion, Libmanan, Camarines Sur BDO NB - BATANGAS - CUENCA 19118-003-3 342 G/F, Ian Amor Bldg., Brgy. Poblacion Uno, National Highway, Cuenca, Batangas BKPDB - SARIAYA 14160-001-3 General Luna St., Poblacion 4, Sariaya, Quezon BKPDB - TIAONG 14160-002-6 Don V. Robles St., Poblacion 1, Tiaong, Quezon BKPDB - ATIMONAN 14160-003-9 Rizal St., cor. P. Enriquez St., Brgy. Zone 1, Poblacion, Atimonan, Quezon BKPDB - GUMACA 14160-004-2 1st Floor Landig Bldg., Paz Castillo St., Brgy. Tabing Dagat, Gumaca, Quezon BKPDB - IBAAN MAIN OFFICE 19160-001-8 Santiago St., Poblacion, Ibaan, Batangas BKPDB - SAN JOSE 19160-002-1 Maicor Bldg., Makalintal Avenue, Taysan, San Jose, Batangas BKPDB - SAN PASCUAL 19160-003-4 2680 National Road, Brgy. San Antonio, San Pascual, Batangas BKPDB - CUENCA 19160-004-7 National Road, Poblacion, Cuenca, Batangas BKPDB - ROSARIO 19160-005-0 Carandang St., Poblacion C., Rosario, Batangas BKPDB - MABINI 19160-006-3 Poblacion, Mabini, Batangas BKPDB - SAN JUAN 19160-007-6 General Luna St., Poblacion, San Juan, Batangas BKPDB - NASUGBU 19160-008-9 Mulingbayan St., Brgy. 9, Nasugbu, Batangas BKPDB - CALACA 19160-009-2 Marasigan St., Poblacion 5, Calaca, Batangas BKPDB - BALAYAN 19160-010-2 Union St., Brgy. 5, Balayan, Batangas BKPDB - BATANGAS 19160-011-5 Romero Dy Bldg., P. Burgos St., Poblacion 10, Batangas City BKPDB - LEMERY 19160-012-8 National Highway Brgy. Palanas, Lemery, Batangas BKPDB - TANAUAN 19160-013-1 ELR Building J.P. Laurel Highway, Brgy. 2, Tanauan City, Batangas BKPDB - AGONCILLO 19160-014-4 J. Mendoza St., Poblacion, Agoncillo, Batangas BKPDB - CALATAGAN 19160-015-7 Ayala St., Poblacion 3, Calatagan, Batangas BKPDB - LIPA 19160-016-0 Laguerta Bldg., P. Torres St., Brgy. 11, Lipa City BKPDB - TALISAY 19160-017-3 Barangay Banga, Talisay, Batangas BKPDB - PAGSANJAN 31160-001-8 Gen. Taino St., Brgy. Poblacion 1, Pagsanjan, Laguna BKPDB - NAGCARLAN 31160-002-1 Rizal Avenue, Poblacion 2, Nagcarlan, Laguna 1.2 Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01004-413-7 BPI – San Andres-F. Benitez 2098 F. Benitez corner San Andres St., Ground Floor, NAESS House, Malate, Manila 2215 Leon Guinto Street, Brgy. 729, Zone 79 5th District, Malate, Manila 01004-452-2 BPI – ATC Corporate Center G/F ATC Corporate Center, Alabang 2/F Madrigal Entrance Town Center Complex, Madrigal Ave., Alabang Town Center, Brgy. Ayala Alabang, Muntinlupa Ayala Alabang, Muntinlupa City 1770 01004-454-8 BPI – Muntinlupa - South South Park, Muntinlupa City National Road, Brgy. Park Alabang, Muntinlupa City 1770 03004-023-4 BPI Toril – Cor. Saavedra and Dela Cruz Davao Toril – Ground Floor, Sts., Toril, Davao City Student Town Center, Ateneo de Davao University - Senior High School Campus, MacArthur Highway, Bangkal Talomo District, Davao City, Davao del Sur 07004-006-1 BPI – Naga Panganiban 2 ELS Bldg., Panganiban Drive, Magsaysay Avenue cor. Drive Concepcion Pequena, Naga Catmon Street, Brgy. Balatas, Naga City 4400, Camarines Sur 03011-004-1 PBCom Davao - Bajada – G/F RAQ Bldg., J.P. Davao - Buhangin – Star Laurel Ave., Bajada, Davao Pacific Plaza, Lot 3 Block 18, Buhangin Road, Buhangin, Davao City 1.3 Deletion of the following branch/es BANK BRANCH NAME BRSTN EQUICOM - CALOOCAN 01096-002-0 EQUICOM - ORTIGAS EXT. - CAINTA 01096-003-3 EQUICOM - LAS PINAS 01096-008-8 EQUICOM - DAVAO CITY 03096-001-3 EQUICOM - STA. ROSA 31096-002-1 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented 2. effective October 01, 2021. 3. For your information and guidance.

September 30, 2021 TO : ALL PESONet Participating Banks/Institutions RE : USER ACCEPTANCE TESTING FOR THE PESONet MULTIPLE BATCH SETTLEMENT 1. We would like to express appreciation to all participants that have actively joined in the Cycle 1 and Cycle 2 of the User Acceptance Testing (UAT) for the PESONet Multiple Batch Settlement initiative held from 13-17 September 2021, and 20-24 September 2021. 2. Sincere appreciation also are hereby extended to all the banks that have provided their feedback and comments regarding the UAT. PCHC is progressively addressing these raised concerns related to the Front-End Application and expects to complete all reported rectifications in time for the Cycle 3 UAT. 3. For Cycle 3 UAT which will include DDA3 funding functionalities, we will announce start date once all participants have opened their respective DDA3 accounts. 4. Participants, through their designated Bank Admins, may begin to define the treasurer user(s) in the PESONet Front-End Application beginning 01 October 2021 in preparation for the Cycle 3 UAT. 5. Sponsored PESONet participants, on the other hand, are not required to open DDA3 neither they are required to define treasurer user accounts as their ability to settle PESONet transactions are performed by their respective Sponsoring banks. 6. FAQs for the opening of the DDA3 was circulated separately by the Philippine Payments Management, Inc. (PPMI) to all PESONet participants on 28 September 2021. 7. Following the completion of the Cycle 3 of the PESONet MBS UAT, participants shall be requested to submit a readiness checklist, that will also serve as the UAT Sign-Off form in preparation for the 'Live' date which is scheduled on October 22, 2021. 8. The Production environment for the PESONet MBS UAT will be available on 11 October 2021 through the following URLs: UAT PRODUCTION FRON-END Https://pesonetmbsuat.pchc.com.ph Https://pesonetmbs.pchc.com.ph WEB SERVICE API Https://api-pesonetmbsuat.pchc.com.ph Https://api-pesonetmbs.pchc.com.ph 9. All existing user access credentials, ST3 Tokens, API Keys and API credentials and SSL Client Certificates will be migrated from the current PESONet Production environment to the new PESONet MBS Production environment. 10. Banks are requested to login to the PESONet MBS Production environment between 11-15 October 2021 to confirm its ability to access the PESONet Front-End Application. 11. Banks that use the PESONet Web Service API are also requested to perform Heartbeat testing on the PESONet MBS Production endpoint to confirm their ability to connect to the PESONet Web Service API. 12. For information and guidance.

September 16, 2021 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the cl earing partic ipant banks , we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS RBC - LA UNION 15107-001-5 Level 2, Robinsons Place La Union, San Fernando, La Union BDO NB - QUEZON ATIMONAN 14118-006-7 G/F, Commercial Bldg., Quezon St., Brgy. Zone III Poblacion, Atimonan, Quezon BDO NB - SORSOGON - IROSIN 16118-004-7 G/F, Commercial Flat - 1, Manuel L. Quezon St., Brgy. San Pedro, Irosin, Sorsogon BDO NB - CAPIZ - PRESIDENT 34118-003-2 Maribert Bldg., National Highway, Brgy. Poblacion President ROXAS Roxas, Capiz BDO NB - MISAMIS ORIENTAL - 75118-002-0 St. Joseph Academy of El Salvador, Inc., Commercial Bldg., Zone 4, EL SALVADOR Poblacion, El Salvador City, Misamis Oriental 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01004-319-6 BPI – Divisoria - Sto. Cristo G/F #538 Lami House Bldg., Sto Cristo 541-543 Elcano St., San St., Binondo, Manila Nicolas 026 Brgy. 281, Binondo, Manila 1006 01004-345-5 BPI Paco 2 – GF Rivergreen Residences, Fugoso Central Market – G/F Pedro Gil St., Brgy. 880, Sta. Ana, Manila R01-R04 Amaia Skies Avenida Bldg., Doroteo Jose cor. Tomas Mapua Street, Sta Cruz, Manila 02004-002-4 BPI – Cebu-Taboan C. Padilla corner T. Abella Streets, 207-209 Colon Street, Cebu City Barangay Kalubihan, Cebu City 08004-017-4 BPI – Iloilo Supermart Q. Abeto St., Mandurriao, Iloilo City GF Unit A42 Festive Walk Mandurriao Mall, Megaworld Boulevard, Iloilo Business Park, Brgy. Q. Abeto, Mandurriao, Iloilo City 13004-027-3 BPI BPI Express - Malolos PDC – Along Malolos Paseo – P. Burgos St., Paseo del Congreso cor Liang, Malolos Brgy. Caingin, Malolos City, City, Bulacan Bulacan 41004-035-9 BPI – Dasmarinas Pala-Pala 3Roze Bldg., Gov. Drive, Palapala, 4114 BPI Building Km. 30 E. Dasmarinas, Cavite Aguinaldo Highway, Brgy. Zone 4, Dasmarinas, Cavite 02008-011-0 PNB Cebu - Lahug – G/F Juanita Bldg., cor. Cebu - LapuLapu - Maribago Escario St. and Gorordo Ave., Lahug, - Unit B, JTO Building ML Cebu City Quezon National Highway, Looc Maribago Lapu Lapu City, Mactan Cebu 03138-001-6 EBI - Tagum Tagum City Door No. 3 & 4 ACC Bldg., Circumferential Road, Tagum Public Market Magugpo West, Tagum City 21138-001-4 EBI - Surigao Surigao City 1st Floor No. 0487 Aguilar Building, Burgos Street, Barangay Washington, Surigao City, Surigao del Norte 57138-004-2 EBI - Trento Trento SKS Building, P6, Poblacion, Trento, Agusan del Sur 59138-002-2 EBI - Tandag Tandag City Navales Extension Road, Brgy. Bag-Ong Lungsod, Tandag City, 8300 Surigao del Sur 2. Pursuant to C ICS OM N o. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective September 16, 2021. 3. For your information and guidance.

September 15, 2021 T O : All PESONet Participant Banks/Institutions R E : PARTICIPATION OF COOPERATIVE BANK OF QUEZON PROVINCE 1. We are pleased to announce the participation of Cooperative Bank of Quezon Province (CBQP) in the Phil. EFT System Operation Network (PESONet) ACH effective September 22, 2021. 2. CBQP has an assigned BRSTN 14180-001-7 and will use its BIC: CBQPPHM2XXX. 3. The Bank has completed its User Acceptance Testing on the use of PESONet Front-end Application and submitted sign-off after successfully completing heartbeat test. 4. Please include the said bank in your respective PESONet participants’ directory and disseminate to your respective branches/offices. 5. For information and guidance.

Kindly download files below:

September 13, 2021 TO : All PESONet Participant Banks/Institutions RE : BRIEFING FOR THE PESONET MULTIPLE BATCH SETTLEMENT UAT 1. Further to PESONet Memo Circular No. 21-067 released last 09 September 2021, please be informed that PCHC will be conducting an online briefing on the guidelines for the Multi-Batch Settlement (MBS) User Acceptance Testing (UAT) on Friday September 17, 2021 at 10:00 AM. 2. The objective of this online briefing is to ensure that all PESONet participants get acquainted with the enhancements made insofar as the MBS process is concerned. 3. We would appreciate receiving the names and email addresses of participants who will attend the online briefing on or before 12:00NN of September 16, 2021 so we can send WebEx invite prior to the date of the briefing. 4. All PESONet participants are strongly encouraged to send their respective representatives (maximum of 5 per financial institution) to thonymanongas@pchc.com.ph cc: noelbarcena@pchc.com.ph. 5. We count on your full support.

September 10, 2021 TO : All Clearing Banks/Institutions RE : PARTICIPATION OF BANGKO KABAYAN, INC. IN CHECK CLEARING 1. We are pleased to announce the inclusion of Bangko Kabayan (Private Development Bank) in the nationwide Check Image Clearing System (CICS) operations as a Clearing Subscriber effective October 1, 2021. 2. In the letter dated September 9, 2021 of its EVP/Chief Finance Officer, Ms. Liza V. Mercado, we are informed that the following pilot branches of Bangko Kabayan will commence participation, to wit: BRSTN Branch Name Participation Date 14160-001-3 BANGKO KABAYAN – SARIAYA BRANCH October 1, 2021 14160-002-6 BANGKO KABAYAN – TIAONG BRANCH October 1, 2021 14160-003-9 BANGKO KABAYAN – ATIMONAN BRANCH October 1, 2021 14160-004-2 BANGKO KABAYAN – GUMACA BRANCH October 1, 2021 19160-001-8 BANGKO KABAYAN – IBAAN MAIN OFFICE/BRANCH October 1, 2021 19160-002-1 BANGKO KABAYAN – SAN JOSE BRANCH October 1, 2021 19160-003-4 BANGKO KABAYAN – SAN PASCUAL BRANCH October 1, 2021 19160-004-7 BANGKO KABAYAN – CUENCA BRANCH October 1, 2021 19160-005-0 BANGKO KABAYAN – ROSARIO BRANCH October 1, 2021 19160-006-3 BANGKO KABAYAN – MABINI BRANCH October 1, 2021 19160-007-6 BANGKO KABAYAN – SAN JUAN BRANCH October 1, 2021 19160-008-9 BANGKO KABAYAN – NASUGBU BRANCH October 1, 2021 19160-009-2 BANGKO KABAYAN – CALACA BRANCH October 1, 2021 19160-010-2 BANGKO KABAYAN – BALAYAN BRANCH October 1, 2021 19160-011-5 BANGKO KABAYAN – BATANGAS BRANCH October 1, 2021 19160-012-8 BANGKO KABAYAN – LEMERY BRANCH October 1, 2021 19160-013-1 BANGKO KABAYAN – TANAUAN BRANCH October 1, 2021 19160-014-4 BANGKO KABAYAN – AGONCILLO BRANCH October 1, 2021 19160-015-7 BANGKO KABAYAN – CALATAGAN BRANCH October 1, 2021 19160-016-0 BANGKO KABAYAN – LIPA BRANCH October 1, 2021 19160-017-3 BANGKO KABAYAN – TALISAY BRANCH October 1, 2021 3. Kindly disseminate to all your branches/offices and update as well your respective BRSTN Register accordingly.

September 9, 2021 T O : All PESONet Participant Banks/Institutions R E : GUIDELINES ON THE USER ACCEPTANCE TESTING FOR THE PESONET MULTIPLE BATCH SETTLEMENT 1. We are given the go signal by the Multiple Batch Settlement (MBS) Working Group of the PESONet ACH Operations Committee to already start the conduct of a User Acceptance Testing for the PESONet Multiple Batch Settlement in preparation for its Live Date slated on October 2021. 2. The PESONet MBS will be initially rolled out with two (2) clearing cycles with the following timelines, viz: Cut-Off Time for Inward File Deadline for Status Outward Transactions Availability Update File First Cycle 10:00 AM 10:30 AM 2:00 PM Second Cycle 4:00 PM 4:30 PM 11:00 PM 3. During the UAT period, banks are enjoined to perform activities in the ordinary course of PESONet Operations, to wit: 3.1. Download and process the inward file for both clearing cycles 3.2. Provide Status Update Files for their inward transactions 4. As part of the PESONet MBS, additional functionalities have also been provided in the PESONet Front-End to allow management of each participants’ DDA3 account, to wit: 4.1. Monitoring of DDA3 Balances 4.2. Defunding from DDA3 to the main DDA account 5. PESONet participants are also encouraged to validate and use the UAT as an opportunity to test their internal processes and procedures to ensure that they can send and receive PESONet transactions for both PESONet cycles. 6. PESONet participants may begin to access the PESONet MBS Front-End Application on 10 September 2021 through https://pesonetmbsuat.pchc.com.ph. 7. Existing user credentials used in the PESONet UAT Front-End Application at https://pesonetuat.pchc.com.ph may be used to login to the PESONet MBS UAT Front-End Application. 8. The User Acceptance Testing will run from 10 September 2021 until 01 October 2021 organized in the following phases: Activity Date From Date To Inspection Period 10 September 2021 10 September 2021 1st Cycle 13 September 2021 17 September 2021 2nd Cycle 20 September 2021 24 September 2021 3rd Cycle 27 September 2021 01 October 2021 9. Participants are requested to participate for at least 2 business days for 1st and 2nd UAT cycle, and for all business days during the 3rd UAT cycle. 10. Upon conclusion of the 3rd UAT cycle, PESONet participants will be requested to submit the PESONet MBS User Acceptance Testing Sign-Off Form to signify their readiness to migrate to the PESONet MBS platform. 11. PCHC’s PESONet Support Team may be contacted should any assistance be required during the UAT, and may be reached via e-mail at pesonetsupport@pchc.com.ph or through telephone at 8537-2750. 12. For information and guidance.

September 10, 2021 TO : All PESONet Participant Banks/Institutions RE : CONNECTIVITY VIA PESONet WEB SERVICE API 1. We are pleased to announce that Tonik Digital Bank, Inc. has completed its User Acceptance Testing (UAT) on the use of PESONet Web Service API. 2. The Bank has submitted its sign-off after successfully completing heartbeat tests prior to migrating to the production environment. 3. Tonik Digital Bank will start sending PESONet Transactions via Web Service API on September 15, 2021. 4. For information and guidance.