top of page



Philippine Clearing House Corporation (PCHC) was incorporated in July 1977, as a private corporation co-equally owned by all commercial banks enlisted as members of the Bankers Association of the Philippines (BAP). PCHC commenced its LIVE operations on June 06, 1980 and stood proud being the FIRST Automated MICR Cheque Clearing House in Southeast Asia.

PCHC provides check clearing services covering sixty-nine (69) geographical regions processing a daily average of 704,000 clearing items from more than 9,000 participating bank branches nationwide. Fulfilling the corporate status as exclusive check clearing service provider for the country fittingly highlights PCHC’s operational existence.

Trusted as a neutral service bureau, PCHC extended its operating outfit by implementing several electronic- based payment system services for the banking community such as the Philippine EFT Systems Operations Network (PESONet), Philippine Domestic Dollar Transfer System (PDDTS), Payment Application Secure (PAS6) System and lately, the Payment Gateway (PayGate).

PCHC continues to reconfigure and retool its facilities to provide new clearing and settlement services for the banking industry.

bottom of page