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  • CICS MC 3659

    June 1, 2021 T O : All Clearing Banks/Institutions R E : SUSPENSION OF BANKING OPERATIONS IN ALBAY (CLEARING REGION 16) 1. We received a copy of Albay Bankers Association, Inc (ABA) Resolution No. 2021-0006, suspending banking operations in their area tomorrow, June 2, 2021 due to Tropical Storm Dante. 2. A typhoon evacuation advisory for the entire province of Albay has been issued by the provincial government due to the typhoon’s imminent threat. 3. For your information and guidance.

  • CICS MC 3658

    June 01, 2021 TO : All Clearing Banks/Institutions RE : 1. NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 2. NOTICE FROM GUAGUA RURAL BANK 3. NOTICE FROM DUMAGUETE CITY DEVELOPMENT BANK, INC. 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS BDO NB - CAMARINES NORTE-LABO 36118-003-8 G/F, The Arcade Bldg., Bautista St., Brgy. Kalamunding, Labo, Camarines Norte BDO NB - ZAMBOANGA DEL NORTE 60118-003-1 G/F, Stall 1-3, Natano Bldg., Labason - Liloy - LILOY Road, Brgy. Baybay, Liloy, Zamboanga del Norte DCDB - LAPU-LAPU 02153-001-2 M.L. Quezon National Highway Bo. Pusok, Lapu-Lapu City, Cebu DCDB - HEAD OFFICE 20153-001-0 Dr. V. Locsin Corner Cervantes Streets, Dumaguete City, Negros Oriental DCDB - DUMAGUETE 20153-002-3 Dr. V. Locsin Corner Cervantes Streets, Dumaguete City, Negros Oriental DCDB - SIBULAN 20153-003-6 North National Highway, Sibulan, Negros Oriental DCDB - VALENCIA 51153-001-4 Sayre Highway Hagkol, Valencia City, Bukidnon DCDB - QUEZON 51153-002-7 BUSCO Millsite, Quezon, Bukidnon 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01053-286-9 BDO – Plaza Sta. Cruz- 377 Plaza Sta Cruz, 1003, 7/F, 321 Dasmarinas St. cor. Dasmarinas St. Sta. Cruz, Manila Marquina St., Brgy. 290, Binondo, Manila 13102-009-8 Asia United – San Jose Maharlika Highway, Brgy. Ground Floor JRS Bldg. H. Nueva Ecija Malasin, San Jose City, Concepcion Sr. Maharlika Highway, Nueva Ecija Cabanatuan City 3100 13122-005-0 PSBC – Llanera Victoria Llanera, Nueva Lagasca Ave., Brgy. Plaridel, Llanera, Ecija Nueva Ecija 2. In a notice sent by Guagua Rural Bank dated April 28, 2021, the bank expressed its intention to terminate its conduit agreement with Banco de Oro Unibank, Inc. (BDO), Rizal Commercial Banking Corporation (RCBC) and United Coconut Planters Bank (UCPB). In the same letter, GRBank informed that it will continue to honor GRBank issued checks bearing BDO, RCBC and UCPB BRSTNs until June 30, 2021 only and that if presented after such date will be returned using code “L” or “Refer to Drawer/Issuer: Conduit Agreement Terminated”. 3. In a letter dated May 28, 2021 Dumaguete City Development Bank, Inc., informed that the bank will continue to honor DCDB checks cleared thru the following BRSTN’s until further notice: Bank of the Philippine Islands : 20004-003-5, BDO Unibank, Inc. : 51053-001-5, China Banking Corp : 02010-008-7 4. Pursuant to CICS OM 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective June 01, 2021. 5. For your information and guidance.

  • CICS MC 3656

    May 26, 2021 TO : All CICS participating banks/Institutions RE : READINESS OF CLEARING PARTICIPANTS TO PCHC INTRODUCED PROCESS ENHANCEMENTS 1. In connection with the process enhancements that were earlier introduced by PCHC, we wish to know the status of the readiness of clearing participants to integrate these enhancements with their respective internal processes. 2. It is the general objective of these initiatives to establish additional layers of controls that are aimed at significantly reducing if not preventing potential frauds caused by double/multiple presentations of already negotiated/paid Checks. 3. We strongly enjoin all participants to accomplish the attached survey form and submit on or before June 8, 2021. Results of the survey will be presented to the PCHC Board IT Steering Committee for its assessment/recommended action. 4. Please email duly accomplished survey form, to wit: To: philclear@pchc.com.ph cc: thonymanongas@pchc.com.ph royettedlreyes@pchc.com.ph 5. We count on your full support and utmost cooperation.

  • 2020 Processing Stats (Check Clearing)

    CHECK CLEARING OPERATIONS 1. Check Image Clearing System (CICS) It was really a blessing that check truncation was implemented in April 2017 as we were ready when the crisis brought about by the Covid-19 pandemic hit the country in 2020. Almost all businesses globally have been restricted after world leaders implemented community quarantine in their respective countries to prevent the spread of the virus. Because of the restrictions imposed by the government, even banks have been limited not only in terms of branch openings but also with shortened banking hours. With the timely shift of clearing technology into imaging, our Check Image Clearing System or CICS continued unhampered except for the shortened clearing windows. For banks that have implemented mobile check deposits, it was even more advantageous as CICS enabled their customers to deposit checks via mobile keeping them from travelling to the premises of their respective depository banks. Without CICS, clearing transactions could have been limited to Greater Manila Area or NCR due to reduced flights nationwide. Checks deposited and/or drawn against regions other than NCR would have experienced longer clearing days pending physical delivery of checks for actual processing. In spite of the imposition of community quarantine or lockdowns, limited opening of bank branches and earlier cut-off timelines, it was business as usual for PCHC as it operated in 242 clearing days with check clearing transactions processed of about 71% of the volume compared with the previous year. 1.1. Check Clearing Volume Even with a promising economic outlook for 2020, the volume of checks for clearing in the early part of 2020 is just a little lower than that of the previous year. In January 2020, the volume of clearing items reached 16.1 million only 18,000 less compared to the clearing volume of January 2019. Similarly, in February 2020, the clearing items went down to 13.57 million – a little less compared to the volume of February 2019 of 13.66 million. Since those decreases are less than 1%, such are considered normal and insignificant. In the middle of March 2020 however, the community quarantine was imposed in NCR. Many establishments were affected by the limited business activities and travel restrictions and as such, clearing volume significantly dipped to 11.3 million or 3.4 million items less compared to the volume of March 2019. By April, some establishments were severely affected by the enhanced community quarantine with some closing shop. Banks were operating under limited capacity due to the restrictions in the number of branches to open and the shortened cut-off timelines, resulting in the lowest volume ever recorded in the last five years. Clearing volume dived down further in April by 73% to a mere 4 million items compared to 14.9 million items of same month in 2019. The volume went up a little in May 2020 to 5.5 million items but was still 63% lower compared to volume of same month in 2019 (see chart below). With the easing of quarantine in more areas nationwide, clearing volume went up to almost the normal level starting June 2020 towards the end of December 2020. On a year on year, from a small gain of 0.15% or about 257,300 items in 2019, clearing volume in 2020 plunged by about 29% or roughly 51 million items lower compared to the previous year. While the volume loss is significant compared to the previous year, it is important that the clearing facility was still able to service the banks and the banking public despite the pandemic restrictions. Understandably, the significant decline in volume of clearing items likewise resulted to fewer items on daily average. From a minor increase of 0.15% in 2019, 2020 recorded a disheartening 28.5% decline in daily average volume of 519.3 Thousand from 726.3 Thousand in 2019, as seen in the chart below. 1.2. Check Clearing Values Just like the clearing volume, check clearing values suffered a major setback. From ₱44.35 trillion in 2019, values of checks sent for clearing in 2020 amounted to an aggregate value of ₱32.05 trillion or 27.7% lower compared with the previous year. From a minimal but steady increase of clearing values since 2016, 2020 recorded a sudden drop mainly due to limited economic activities at the outset of the global pandemic. 1.3. Dishonored Items While there is drop in clearing volume and values for fiscal year 2020, the number of dishonored items likewise demonstrated relative decrease in relation to the volume. Despite the crisis experienced, a substantial number of transactions remain funded. In the chart below, the volume of returns went back to almost the 2018 level. From 12,844 monthly average in 2019, the monthly average went down to 11,481 in 2020. This is in spite of the surge of dishonored items during the first and second quarter of 2020 due to the imposition of lock downs where some clients could not go to the branch to deposit or fund their check issuances. 1.4. Volume of Returns vis-à-vis Previous Day’s Outward Volume As expected, the percentage of returns in comparison to the previous clearing day’s volume progressively rose to 5.3% in 2020 from 1.8% in 2019. We attributed this increase due to dishonored items brought about by the financial woes suffered by most Filipinos because of sudden loss of income generating activities and industries alike, tourism, transport, housing and manufacturing not to mention the huge number of OFWs that were sent home. 1.5. Top 10 Reasons of Dishonor The chart below may offer a better perspective as to what reasons consisted the 2020 return statistics: Since the volume of clearing in 2020 fell to about 29% from previous year, returns only reached a total of 2.7 Million items in 2020 or 300,000 items less than in 2019. In the foregoing chart, notice that consistently, the top reasons for dishonor are funding issues, i.e. DAIF, CLOSED ACCOUNT, DAUD, as well as DUPLICATES and NO ADVICE OF FILE. 1.6. Breakdown of Clearing Volume From roughly 46.4% of total clearing volume in 2019, the volume of items from Regions Outside Metro Manila grew 50.2% of the total volume in 2020. Items from Metro Manila, on the other hand, sank to 47.6% of the total volume from the previous 52% of the total volume recorded in 2019. Volume of Morning Returns made a modest increase and comprised 2.2% of the total volume in 2020 compared to 1.8% of the total volume previous year. 1.7. Breakdown of Clearing Values In terms of Value however, the value of clearing items coming from Regions Outside Metro Manila comprises 31.9% of the total 2020 Clearing Values from previously 25.8% of the total clearing values in 2019. Clearing value of items coming from Metro Manila dipped and covers 67.1% only of the total clearing values for 2020 from previously 73.4% in 2019. Value of Returns slightly increased to 1% of the total clearing values of 2020 from previously just 0.8% in 2019.

  • 2020 Processing Stats (Electronic Payments)

    ELECTRONIC PAYMENTS 2. The Philippine EFT System Operations Network (PESONet) After being appointed as the Clearing Service Operator for PESONet and with the support of the BSP, PPMI, the PESONet ACH and the industry as a whole, volume of transactions in PESONet grew more than double as it continues to climb with the government agency’s (Social Security System) decision to use the facility to disburse via DBP, pension and other benefits to its members. 2.1. Transaction Volume of PESONet From an average of about 1.2 million transactions per month in the 1st quarter of 2020, the transaction volume in the 2nd quarter rose to an average of 2.8 million monthly despite the onset of community quarantine as the general banking public shifted to electronic payment means. Transaction volume rose further to an average of 3.2 million monthly in the 3rd quarter and settled at an average of 5.1 million monthly transactions in the last quarter. Looking at the five-year chart below, seen clearly is the consistent and significant growth of PESONet volume over the years, almost doubling the figures the following year. From 12.1 million transactions in 2019, PESONet volume posted 203.9% increase in 2020 by recording 36.8 million transactions by the end of 2020. This is a double increase rate compared to 2019 where it recorded a 100% increase from 2018’s volume of 6.1 million. 2.2. Transaction Value of PESONet Parallel to the volume trend, PESONet transaction value likewise grew consistently over the years. In the 1st quarter of 2020, transaction value recorded a monthly average of ₱138.3 billion. PESONet recorded a monthly average of ₱206.6 billion in the 2nd quarter while the community quarantine was in effect, followed by ₱268.2 billion in the 3rd quarter. In the last quarter of 2020, the average monthly value of PESONet settled at ₱317.2 billion. On the annual basis, PESONet continue to grew significantly, likewise registering its largest increase of 121.2% in 2020. From a 56.7% increase recorded in 2019, transaction value of PESONet rose to ₱2.8 Trillion in 2020 from ₱1.26 Trillion of the previous year. 3. Philippine Domestic Dollar Transfer System (PDDTS) 3.1. Real-Time Gross Settlement/Payment versus Payment The PDDTS High Value Transfer System (HVTS) was successfully launched on August 17, 2020. PDDTS HVTS processes both Real-Time Gross Settlement (RTGS) and Payment versus Payment (PvP). There are 47 banks participating in the RTGS/PvP system as of year-end 2020. From the initial launch until the year end, there were a total of 168,241 transactions amounting to $318.7 billion processed in the PDDTS HVTS (both RTGS and PvP), broken down as follows: 3.1.1. Transaction Volume Since PCHC started operating the PDDTS HVTS, volume posted 168,241 transactions; 116,867 of which are RTGS; 2,268 are Cross-Border and 49,106 are PvP transactions. 3.1.2. Transaction Value The aggregate amount of US$318.7 billion processed under PDDTS HVTS is distributed as follows: $50.6 billion from RTGS; $57.6 billion from Cross-Border; and $210.6 Billion from Payment vs. Payment. 3.2. Batch End of Day (EOD) Netting 3.2.1. Transaction Volume Despite the down trend of remittances in the last 2 years (2018 and 2019), volume of transactions in 2020 recorded an upward trend. Though the increase in number of transactions may seem insignificant, this retail channel was also used to send transfer USD to local beneficiaries. As can be seen below, transaction count rose to 9% or about 10,300 compared to the previous year. While 2019 recorded 114,765 PDDTS EOD transactions, 2020 transaction count reached 125,018. 3.2.2. Transaction Values of PDDTS Unlike the transaction volume however, transaction value of PDDTS continued to experience a downward trend. From an aggregate value of $1.79 billion in 2019, value declined further to $1.73 billion in 2020. This is understandable since one major reason is that pandemic affected economies worldwide and many OFWs lost their jobs disabling them to send substantial remittances back home. 4. Payment Application Secure Version 5 (PAS5) With the imposition of travel bans, international trades likewise slowed down significantly affecting importation activities. The overall annual drop of 16.6% in transaction volume is remarkable. The following sections show how the volume of transactions behaved on a monthly basis. 4.1. Monthly Transaction Count Starting high similar to the previous year, payment transaction count for custom duties fell even before the imposition of travel ban and community quarantine that forced transport industries to limit trips to essentials. From 104,583 payment transactions in January 2020, payment transactions fell 36% in February. While such is not unusual as seen from patterns of previous years, the transaction trend continued to fall despite an insignificant increase in March. After registering the lowest volume in May 2020 (even lower than 57,551 transactions recorded in February 2014), payment transaction was able to recover in June. From 57,261 count recorded in May, transaction count rose to 77,226 in June or about 35% higher from previous month. Transaction count continues to follow the usual pattern of collection but only managed to hit previous records in months of September and December. 4.2. Monthly Transaction Values Transaction values on the other hand demonstrated a similar pattern. Transaction value of custom duties fell in February, slightly went up in March then fell continuously in April and May. It similarly recovered in June and followed the usual collection pattern but did not surpass recorded collection from previous years. The aggregate collection for 2020 only reached ₱44 billion compared to ₱50 billion in 2019, which is 15% less compared to the previous year. 4.3. Distribution of Transaction Volume Looking at the distribution, Manila International Container Port garnered 42% of the transaction volume numbering around 399,000, followed distantly by Ninoy Aquino International Airport at 16% or around 153,400 transactions, zooming to third is Port of Manila with 14% or around 133,900 transactions, 4th is Port of Davao at 9% or around 91,200 transactions and 5th is Port of Cebu with 6% or around 54,100 transactions. The rest of the ports cornered 13% of the total transaction volume which is around 129,000. 4.4. Distribution of Transaction Value Of course transaction value does not reflect a similar trend. The rest of the ports that did not top in terms of transaction volume nevertheless posted the highest. Other Ports garnered 38% of the entire transaction value or around ₱192.4 billion followed by the top collection port, Manila International Container Port getting 27% of the entire transaction value or around ₱138.2 billion. Port of Batangas got 17% share or around ₱85.2 billion, followed by Port of Manila getting 8% or around ₱39 billion, closely followed by Ninoy Aquino International Airport at 6% or about ₱30 billion and finally, Port of Subic, getting 5% share of the total transaction value or around ₱28.1 billion. 5. PCHC Payments Gateway (PayGate) For the PayGate which is still on its infancy stages, we see an almost steady growth in 2020. As of year-end 2020, there are still three banks that are actively using the platform for eGov. It is expected though that with one of the biggest banks launching its eGov platform in 2021 and with the marketing push being undertaken by current participating banks, it is expected that the volume will increase exponentially by the end of next year. Following are the charts depicting the monthly volume and value of transactions that were sent via PayGate: 5.1. Transaction Volume Processed Under PayGate 5.2. Transaction Value Processed Under PayGate

  • CICS MC 3655

    May 21, 2021 TO : All Clearing Banks/Institutions RE : PCHC BOARD OF DIRECTORS AND OFFICERS FOR 2021-2022 1. At the Regular Annual Stockholders' Meeting of the Philippine Clearing House Corporation (PCHC) held via remote communication on May 20, 2021, the following were unanimously elected DIRECTORS of the Corporation for the current term 2021-2022: Name Bank/Institution Name 1. Joseph A. Gotuaco BDO Unibank, Inc. 2. Paul Robert Y. Murga Metropolitan Bank & Trust Company 3. Eugenio P. Mercado Bank of the Philippine Islands 4. Sanjiv Vohra Security Bank Corporation 5. Manish Chawla Citibank N.A. 6. Fe Susan Z. Prado Development Bank of the Philippines 7. Jose L. Osmeña, Jr. China Banking Corporation 8. Salvador P. Serrano East West Banking Corporation 9. Allan A. Libunao CTBC Bank (Philippines), Inc. 10. Benjamin P. Castillo Bankers Association of the Philippines (BAP) 11. Emmanuel E. Barcena Philippine Clearing House Corporation (PCHC) 2. At the Organizational Meeting held the same day, the following were elected OFFICERS of the Corporation for 2021-2022, viz: Sanjiv Vohra - Chairman Benjamin P. Castillo - Vice Chairman Emmanuel E. Barcena - President and CEO Paul Robert Y. Murga - Treasurer Merlyn E. Dueñas - Corporate Secretary 3. For information and guidance.

  • PESONet MC 21-057

    May 19, 2021 T O : All PESONet Participating Banks/Institutions R E : TRANSACTION CUSTOMER REFERENCE AND CATEGORY PURPOSE CODE 1. As part of an industry effort led by the Operations Committee of the PESONet ACH in assessing participants’ ability to consume and process transactions customer reference, we would like to request all PESONet Participating Institutions to kindly respond to the enclosed survey describing its capability to implement the above captioned subject. 2. This survey also aims to identify the respective participants’ technical readiness to use category purpose codes as a potential tool to further facilitate due diligence processes by Receiving Financial Institutions on incoming PESONet payments. 3. Kindly submit your response via email to: pesonetsupport@pchc.com.ph by June 4, 2021. 4. Your active participation in the survey is highly enjoined.

  • CICS MC 3654

    May 19, 2021 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS RBGI - TABACO 16148-006-4 Bocalbos St. Basud, Tabaco City, Albay RBGI - BACACAY 16148-007-7 Brgy. 13, Bacacay, Albay RBGI - LEGAZPI 16148-008-0 JP Rizal St., Legazpi City, Albay 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective May 18, 2021. 3. For your information and guidance.

  • PESONet MC 21-056

    May 19, 2021 T O : All PESONet Participating Banks/Institutions R E : WEB SERVICE API VIS-À-VIS EIF READINESS TO HANDLE PESONET TRANSACTION DATA 1. On behalf of the PESONet ACH Steering Committee, PCHC wishes to express its sincere gratitude to all PESONet participants who suppported the migration to the Enhanced Interface File (EIF) format. Implementation last February 1, 2021 was generally successful. 2. As expressed earlier, migration to to EIF format allows PESONet participants to provide precise transaction information as the fields were expanded for this purpose. Along with this development, PCHC has also expanded the PESONet Web Service API formats to include features that were made in available through the EIF, viz: a. UETR/UUID – a PESONet transaction is now uniquely identified via the UETR/UUID instead of the OFI Reference Number. b. Expansion of Fields – the lengths of certain PESONet fields have been expanded. 3. In accordance with the PESONet Web Service API specifications, no schema validation is currently being performed in view of the nature on the use of JSON instead of XML as message syntax. However, it has come to PCHC’s attention that certain banks are performing XSD validation against the JSON formats in the PESONet Web Service API, contrary to the PESONet Web Service API specifications and JSON conventions. 4. To minimize the impact of performing XSD validation and to allow banks to reconsider their validation processes, PCHC is requesting banks to opt-in to the expanded PESONet Web Service API format that complies with the EIF specifications. 5. Participants that are ready to accept the EIF’s expanded fields through the PESONet Web Service API are therefore requested to please accomplish and submit the attached survey/sign-off form via email to: pesonetsupport@pchc.com.ph on or before May 28, 2021. 6. Moreover, we likewise wish to remind participants who may not want to opt-in to the expanded EIF fields in the PESONet Web Service API that they shall be responsible for any missing or lacking information. Banks not wanting to opting may still obtain these missing information directly from the PESONet Enhanced Interface File as these information are available through the PESONet Front-End Application. 7. We count on the full cooperation and support of all participants.

  • CICS MC 3653

    May 17, 2021 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS BDO NB - QUEZON - MULANAY 14118-007-0 G/F, Commercial Bldg., 58 F. Nanadiego St., Brgy. Poblacion II, Mulanay Quezon 1.2 Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01008-011-7 PNB Manila - Adriatico - Harrison Plaza – Manila P. Ocampo Sr. – 550 P. Adriatico Street, Malate, Manila Ocampo Sr., Malate, Manila 01008-124-2 PNB – Divisoria-Sto. Cristo Divisoria, Manila 767 Sto. Cristo cor. M. delos Santos Sts., Divisoria, Manila 07008-007-6 PNB Naga City - Diversion Road – GF M Naga City Gen. Luna – Gen. Luna Plaza Bldg, Diversion Rd, Naga City, St., Brgy. Abella, Naga City, Camarines Sur Camarines Sur 19008-014-7 PNB Batangas - Bauan Market – San Jose Batangas Bauan J.P. Rizal – St., Poblacion IV, Bauan, Batangas Ground Floor ADD Bldg. J.P. Rizal St., Poblacion Bauan Batangas 19008-016-3 PNB Lipa City - Tambo – Cera Bldg., Lipa City Ayala Highway – High 5 National Highway, Lipa City, Square J.P. Laurel Mataas na Batangas Lupa, Lipa City, Batangas 01009-006-8 PTC Caloocan City – Samson Road, Caloocan – Samson Road corner Caloocan City, Metro Manila Lapu Lapu Street, Caloocan City 33026-001-5 Metro – Tagbilaran-Main Alturas Mall B. Inting St., Tagbilaran 20 C.P. Garcia Ave., Tagbilaran City, 6300 Bohol City 6300 Bohol 13035-013-8 LBP Malolos Plaza– M Crisostomo Street, Malolos Highway – McArthur Bo. San Vicente, Malolos, Bulacan Highway, Dakila, City of Malolos, Bulacan 3000 01062-008-5 East West Pasig - Poblacion – Mabini St corner Pasig Caruncho – SG Building, Blumentritt, Poblacion, Pasig City Caruncho Avenue cor. Market Avenue, San Nicolas, Pasig City 01102-039-6 Asia United – Sucat G/F LT Bldg, 8281 Dr. A. Santos Ave., G/F M.A. Gonzy Bldg. President’s Sucat, Paranaque City Avenue B.F. Homes Paranaque City 01102-103-6 Asia United – Roosevelt 27-35 Roosevelt cor Gen. Lim Sts, 232 Ger- Con Bldg., Roosevelt Gen Lim Quezon City Avenue SFDM Quezon City 11120-001-6 WDB Tacloban – Tacloban City, Leyte METRO Tacloban – Real St. cor. Pericohon, Brgy. 54, Tacloban City, Leyte 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented 2. effective May 17, 2021. 3. For your information and guidance.

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