March 16, 2021 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS PBCOM - INTRAMUROS 01011-058-2 Casa Villablanca, Cabildo Street corner Beatirio Street, Intramuros Manila RBC - N. DOMINGO 01107-085-4 81 F. Roman corner N. Domingo St., Barangay Balong-Bato, San Juan City BDO NB - BATANGAS - IBAAN 19118-002-0 G/F, Commercial Bldg., Brgy. Poblacion, Lipa - Ibaan Road, Ibaan, Batangas BDO NB - SURIGAO DEL NORTE 21118-003-6 GF, Stall 1 & 2, Pigar Bldg., Corner Clarin & Perlas Sts., Brgy. - CLAVER Poblacion Tayaga, Claver, Surigao del Norte BDO NB - NEGROS OCCIDENTAL 70118-002-5 G/F, GLGM Bldg., Rizal St., Brgy. 1-Poblacion, Himamaylan City, - HIMAMAYLAN Negros Occidental PSBC - SAN QUINTIN 05122-025-3 Figueroa St., Poblacion Zone II, San Quintin, Pangasinan 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01004-068-1 BPI - Paseo De Roxas G/F BPI Card Center, 8753 Paseo De 6781 Insular Life Building, Ayala Roxas, Makati City Avenue corner Paseo De Roxas, Brgy. Bel - Air, Makati City 01004-192-3 BPI - Harrison Plaza 1st and 2nd Floors, Main Mall BPI Bldg., Pablo Ocampo cor. Harrison Plaza Commercial Complex, Maytubig Streets, Brgy. 719 Zone Vito Cruz, Malate, Manila 78, 5th District, Malate, Manila 1004 01004-396-3 BPI - BPI Exp. - Sucat Unit 5, G/F Virramall Sucat, Santos 1200 Dr. A. Santos Avenue, - Virramall Ave. San Dionisio, Sucat, Paranaque Barangay San Isidro, Paranaque 11004-004-4 BPI - Robinsons Tacloban National Highway, Tabuan, Barangay 8-A, Justice Romualdez Marasbaras Marasbaras, Tacloban City St. corner Del Pilar St., Tacloban City, Leyte 6500 23004-001-8 BPI - Tuguegarao No. 5 Diversion Road, Pengue Ruyu Luna Street, Buntun Highway, - Junction corner Balzain Junction, Tuguegarao Buntun, Tuguegarao City, City Cagayan 3500 01026-325-1 METRO Ortigas - Meralco Ave - Ortigas Bldg., Pasig - Estancia Mall - LG - 12B Ortigas Ave., Pasig, Metro Manila Estancia East Wing, Capitol Commons, Pasig City 01039-170-9 BPI - FB - North Ave. 35 North Ave., Brgy. Bagong Pag-asa, Upper G/F Jackman Plaza 1036- Mindanao Quezon City, Metro Manila 1105 1038 EDSA Congressional, Barangay Ramon Magsaysay, Quezon City 02102-003-0 Asia United - Cebu General Maxilom Ave., Cebu City Unit 102, Ground Floor, Manros -Mango Plaza, #66 General Maxilom Avenue, Cogon Ramos, Cebu City 1.3. Inclusion of the following branches in the list of BIR AABs BANK BRANCH NAME BRSTN LBP - BARILI 02035-021-9 LBP - CAPITOL BATAAN BRANCH - LITE 06035-013-0 LBP - STA. MARIA AGRI-HUB 32035-006-1 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017 the aforementioned updates will be implemented effective March 16, 2021. 3. For your information and guidance.

March 08, 2021 T O : All PESONet Participant Banks/Institutions R E : PARTICIPATION OF DUMAGUETE BANK AND MVSM BANK 1. We are pleased to announce the participation of the following banks: 1.1. Dumaguete City Development Bank, Inc. (Dumaguete Bank); and 1.2. MVSM Bank (A Rural Bank Since 1953), Inc. in the Phil. EFT System Operation Network (PESONet) ACH effective March 12, 2021 and April 30, 2021, respectively. 2. Other important details of the new participant banks are as follows: 2.1. Dumaguete Bank BRSTN: 20153-001-0 and BIC: DCDEPHM1XXX 2.2. MVSM Bank BRSTN: 01159-001-7 and BIC: MVRSPHM2XXX 3. Please include the said banks in your respective PESONet participants’ directory and disseminate to your respective branches/offices. 4. For information and guidance.

March 01, 2021 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS QUEEN CITY - ANTIQUE 69023-001-5 Aguillon Business Center, National Highway, San Angel, San Jose, Antique 1ST VALLEY - MABUHAY 61127-003-8 Ground Floor, LGU Commercial Building, Poblacion, Mabuhay, Zamboanga Sibugay GATE BANK - BUSTOS 13143-002-8 Gen. Alejo Santos Highway, Poblacion, Bustos, Bulacan GATE BANK - PLARIDEL 13143-010-9 Cagayan Valley Road, Banga 1st, Plaridel, Bulacan 1.2 Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01008-287-2 PNB Makati - Allied Bank Ctr. - G/F Allied Makati P. Ocampo - G/F PMI Bank Center, 6754 Ayala Ave., Makati Tower P. Ocampo St., Brgy. La Paz, Makati City City 35008-002-6 PNB - Palawan - Puerto Rizal Ave., Puerto Princesa, Palawan GF SJD Center, National Princesa-Rizal Ave. Highway, Brgy. San Pedro, Puerto Princesa, Palawan 01009-023-3 PTC - Quiapo G/F Picache Building Plaza Miranda F and C Tower, Plaza Miranda, R. cor. Villalobos St., Quiapo, Manila Hidalgo cor. Villalobos Sts., Quiapo, Manila 02127-002-6 1ST Valley - Mandaue Mandaue Florem Building, AC Cortes Avenue, Mandaue City 50127-004-1 1ST VALLEY - Liloy Chan Bldg., National Highway, Liloy, National Highway, Purok 1, Brgy. Zamboanga del Norte Fatima, Liloy, Zamboanga del Norte 51127-003-1 1ST VALLEY - Valencia Valencia Sayre Highway cor. Valero St., Poblacion, Valencia City, Bukidnon 1.3 Deletion of the following branch/es BANK BRANCH NAME BRSTN RCBC - SB - DAGUPAN-PLC 05060-005-2 RCBC - SB - BAGUIO PROVINCIAL LC 12060-003-4 RCBC - SB - CLC-CABANATUAN 13060-007-9 RCBC - SB - PLC SAN NICOLAS 17060-001-3 RCBC - SB - PLC TUGUEGARAO 23060-002-1 RCBC - SB - PLC SANTIAGO 26060-002-0 RCBC - SB - BATAAN PROVINCIAL LE 28060-002-6 BDO NB - AURORA - BALER 01118-999-4 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective March 01, 202. 3. For your information and guidance.

October 06, 2020 TO : All PDDTS Participant Banks/Institutions RE : SECURITY PRACTICES IN PDDTS AND THE ADOPTION OF ST3 TOKENS IN PLACE OF SSL CERTIFICATES 1. PCHC currently maintains a standards-based security model to ensure that access to the PDDTS application is secure and meets regulatory requirements in relation to Information Security. 2. In addition to the conventional security measures such as the use of passwords and dual authentication (maker/authorizer) features of PDDTS, access to the PCHC is also secured by SSL over TLS (Secure Sockets Layer over Transport Layer Security) and all data sent to/from PCHC's servers are encrypted. 3. PCHC uses Two-Factor Authentication to provide an additional layer of security that are over and above the minimum requirements to ensure the security and integrity of all its running applications. The same objective has been mandated for PDDTS RTGS. 4. Prior to its launch on August 17, 2020 PCHC adopted the use of SSL certificates in lieu of ST3 tokens to still enable Two-Factor Authentication as availability of the latter cannot be assured due to pandemic. However, PDDTS participating banks/institutions raised some challenges in the installation and use of the SSL certificates, thus necessitating the suspension of its use in vie of the need for the PDDTS RTGS under PCHC to already go live. 5. PCHC has considered Users' relevant feedback and after post evaluation, decided that implementing ST3 tokens offers a more reliable and secure platform that should be adopted in PDDTS. 6. As such, PCHC will require all participant banks to use the ST3 tokens to align with the Two-Factor Authentication that was mandated for PDDTS. That being said, each user defined in PDDTS must have an ST3 token to be able to access PDDTS once the Two-Factor Authentication is implemented. 7. We are now in the process of acquiring the ST3 tokens from our supplier and will issue these tokens based on the order it receives from the participant banks. Cost of each token will be published in a separate memo. 8. Users that already have ST3 tokens used in PESONet may use the same tokens in the PDDTS by indication the same on the attached order form. 9. Kindly accomplish the attached order form and submit via email addressed to Mr. Renie Sugano at reniesugano@pchc.com.ph on or before October 22, 2020. 10. Upon issuance, banks will be requested to test the ST3 tokens against the PDDTS UAT website at https://pddtsuat.pchcdev.com and a Sign-off will be requested from the relevant users. Once PCHC receives the sign-off for all users issued ST3 tokens, it will determine a date when to enable Two-Factor Authentication in PDDTS. 11. We count on the full support of all PDDTS participants on the mandatory use of ST3 tokens.

December 11, 2019 TO : All PESONet Participating Banks/Institutions RE : SURVEY ON THE AVAILABILITY OF PESONet ON BANKING CHANNELS

December 09, 2019 TO : All Clearing Banks/Institutions RE : PARTICIPATION OF CARD SME BANK, INC. Participation of Card SME Bank, Inc. - A Thrift Bank (Bank 141) in CICS

December 11, 2019 TO : All PESONet Participating Banks/Institutions RE : SURVEY ON THE AVAILABILITY OF PESONet ON BANKING CHANNELS

December 16, 2019 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES

December 16, 2019 TO : All PESONet Participating Banks/Institutions RE : SENDING OF STATUS/UPDATE FOR DUPLICATE TRANSACTIONS

February 18, 2021 T O : All Clearing Banks / Institutions R E : MANDATORY IMPLEMENTATION OF THE WORK TYPE 8 (WT8) IN CICS 1. In connection with Memo Circular No. 3615 dated August 7, 2020 announcing the subject, we are pleased to inform that almost all CICS participants have expressed readiness to handle the additional value “8” in the Work Type field inside the Image Cash Letter (ICL) file by first quarter of 2021 based on the result of the survey conducted last November 2020. 2. PCHC is now ready to deploy the necessary system updates in production to activate the new WT8 features before rollout date which was set to March 26, 2021. With the activation of this additional functionality both the sender and the drawee banks may begin to identify clearing transactions sent via the mobile check clearing facilities. 3. It may be recalled that PCHC has introduced this new work type for banks offering mobile deposit facility (MDF) to mandatorily put a value ‘8’ in the Work Type Field before generating the ICL file. By doing so, PCHC and the Receiving Banks will have the means to identify outward transactions of presenting banks sent via MDF so that Receiving Banks can do further validation/comparison if such checks were already negotiated/paid. 4. For the remaining participants that are not yet ready, the CICS UAT environment shall continue to be made available to perform additional test activities so as to confirm readiness before implementation date. 5. For further inquiries, participants may contact and coordinate with any of the following PCHC officers, to wit: Name Email Contact Number Ruben Conseja rubenconseja@pchc.com.ph 8537-2711 Royette Delos Reyes royettedlreyes@pchc.com.ph 8537-2707 Maxi Torrecampo maxitorrecampo@pchc.com.ph 8537-2708 6. We count on your full compliance/cooperation.