November 26, 2021 T O : All PESONet Participant Banks/Institutions R E : PARTICIPATION OF PORAC BANK IN PESONet 1. We are pleased to announce the participation of Rural Bank of Porac (Pampanga), Inc. in the Phil. EFT System Operation Network (PESONet) ACH effective December 6, 2021. 2. Porac Bank’s assigned BRSTN is 06158-001-9 and will use the BIC, RUPPPHM2XXX, in the PESONet system. It has successfully completed the required User Acceptance Test (UAT) using the available Front-end Application and has likewise submitted the accomplished UAT Sign-Off form to PCHC. 3. Kindly include the said bank in your respective PESONet participants’ directory and disseminate to your respective branches/offices. 4. For information and guidance.

November 18, 2021 T O : All PESONet Participant Banks/Institutions R E : PARTICIPATION OF USSC MONEY SERVICES IN PESONet 1. We are pleased to announce the participation of USSC Money Services, Inc. (UMSI), an Electronic Money Issuer (EMI) in the Phil. EFT System Operation Network (PESONet) ACH effective November 24, 2021. 2. UMSI has an assigned BRSTN 01811-001-8 and will use its BIC: USMEPHM2XXX. It has completed its User Acceptance Testing (UAT) on the use of PESONet Front-end Application and has likewise submitted its sign-off after successfully completing the heartbeat test. 3. Kindly include the said EMI in your respective PESONet participants’ directory and disseminate to your respective branches/offices. 4. For information and guidance.

November 16, 2021 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the cl earing participant banks , we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS CBC - SM CITY GRAND CENTRAL (MMW 3) 01010-295-6 SM City Grand Central, Rizal Avenue Extension corner Bustamante St., Kalookan City PBCOM - LAS PINAS 01011-059-5 Ushio Commercial Arcade, 2012 Marcos Alvarez Avenue, Talon Singko, Las Pinas City BDO - MANDALUYONG - FAME RESIDENCES 01053-691-7 Location Code 131-133a, 163-165, G/F, Fame Residences, EDSA and Mayflower St., Brgy. Highway Hills, Mandaluyong City BDO - SM MEGA TOWER 01053-692-0 Unit No. 108, G/F, Mega Tower SM Megamall, J. Vargas corner EDSA, Brgy. Wack - Wack, Mandaluyong City BDO - SM CITY GRAND CENTRAL 01053-693-3 LC 024B; 025-027, LG/F, SM City Grand Central, Rizal Avenue Extension, Grace Park East, Brgy. 88, Zone 8, District II, Caloocan City 1403 DBP - BUENAVISTA 08059-004-8 Guimaras Business Center, New Poblacion, Buenavista, Guimaras BDO NB - RIZAL - PILILLA 01118-008-7 G/F, Unit 12-15, DADD Bldg., Manila East Road, Brgy. Bagumbayan, Pililla, Rizal BDO NB - IFUGAO - LAGAWE 12118-002-9 Life Saver, J.P. Rizal National Highway, Poblacion South, Lagawe, Ifugao BDO NB - ZAMBOANGA SIBUGAY - BUUG 61118-001-8 G/F & 2F, Commercial Bldg., National Highway, Brgy. Poblacion, Buug, Zamboanga Sibugay CARD SME - BATANGAS 19141-003-3 Vine Realty Holdings Building, Ground Floor Stall C, Zone 12, P. Burgos St., Batangas City CARD SME - BALAYAN 19141-004-6 Union St., Poblacion 5, Balayan, Batangas CARD SME - STA. ROSA CITY 31141-002-0 Casita Sta. Rosa Bldg., 1669 Old National Hi-Way, Brgy. Dila, Sta. Rosa, Laguna CARD SME - TAGAYTAY CITY 41141-001-4 Blk. 1, Lot 1 & 2, Foggy Heights Village, Brgy. San Jose, Purok 157, Tagaytay City 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01004-426-3 BPI – Alabang Prime Center Unit 9 and 13, MSA Prime Center, Ayala Life FGU Bldg., Alabang- Prime St., Madrigal Business Park 2, Zapote Road corner Acacia Ave., Alabang, Muntinlupa Madrigal Business Park, Brgy. Ayala Alabang, Muntinlupa City 1770 01004-446-7 BPI – North EDSA UG/F, EDSA Grand Residences, 75 G/F, WMEDG 03, Waltermart Corregidor St. cor. EDSA, Quezon North EDSA, Munoz Brgy. City Veterans, Quezon City 1105 06004-031-4 BPI SF Robinsons Starmills – G/F, Plaza Robinsons Starmills – Jose Abad Arayat, Robinsons Bldg., City of San Santos Avenue, City of San Fernando, Pampanga Fernando Pampanga 2000 01008-024-3 PNB Manila - C.M. Recto – G/F Dr. Lucio Manila - U.E. Recto – G/F, C. Tan Bldg., UE Manila Annex, C.M. Dalupan Building, University of Recto, Manila the East, 2219 Claro M. Recto Avenue, Manila 01008-213-1 PNB Makati - Chino Roces Ave – Chino Makati - Dasmarinas Village – Roces Avenue, Makati City 2284 Allegro Center, Chino Roces Avenue Extension, Makati City 01008-223-8 PNB Mandaluyong - Wack-Wack – Wack Mandaluyong - Highway Hills – Wack, Mandaluyong City 471 Shaw Boulevard, Mandaluyong City 01008-250-0 PNB Cainta - Ortigas Ave. Ext. – Ortigas Cainta - San Isidro – RRCG Avenue Ext., Cainta, Rizal Transport Building, Km. 18 Ortigas Avenue Extension, Barangay San Isidro,Cainta, Rizal 01008-267-8 PNB Navotas - Fish Port – Navotas, Fish Navotas - M. Naval – 865 M. Port Complex, Navotas City Naval Street, Navotas City, Metro Manila 01008-288-5 PNB Q.C.- Cubao - San Roque – GF Q.C.- Cubao Harvard – SRMC Goldwell Bldg., Aurora Blvd., Cubao, Building, 901 Aurora Boulevard Quezon City corner Harvard & Stanford Streets, Cubao, Quezon City 01008-290-8 PNB Caloocan - Camarin – Upper GF, Q.C. Zabarte – 1131 Quirino Hi- Eleve Tower Ctr., Camarin Road, way, Barangay Kaligayahan, Caloocan City Novaliches, Quezon City 01008-301-7 PNB Muntinlupa - Putatan – GF Minerva Muntinlupa - Poblacion – G/F, Bldg., National Road, Putatan, Arbar Building, National Muntinlupa City Highway, Poblacion, Muntinlupa City 02008-037-2 PNB Cebu - Mactan International Cebu - MEPZ – 1st Avenue, MEPZ Airport –LG, Waterfront Mactan, 1, Ibo, Lapu-lapu City, Cebu Airport Road, Lapulapu City 02008-038-5 PNB Cebu - Taboan – Candido Padilla cor. Cebu - Carbon – 41-43 Plaridel Tomas Abella Sts., Taboan, Cebu City Street, Ermita, Cebu City 06008-020-6 PNB San Fernando City - Maimpis – San Fernando - Sindalan – G/F, Suburbia Commercial Center 2, Sindalan Commercial Building, MacArthur Highway, Pampanga Barangay Sindalan, City of San Fernando, Pampanga 06008-021-9 PNB Bataan - Limay – Shah Bldg., Bataan - Orion – 19 Daan Bilolo, Bernabe Village, Saint Francis 1, Orion, Bataan Limay, Bataan 13008-024-6 PNB Cabanatuan - Daan Sarile – Syquio Cabanatuan - Dicarma – R. Commercial Bldg., National Highway, Macapagal Building, Barangay Cabanatuan City, Nueva Ecija Dicarma, Maharlika Highway, Cabanatuan City, Nueva Ecija 29008-004-7 PNB Boracay Station 1 – Venue One Hotel, Boracay Station 2 – Barangay Main Rd., Station 1, Balabag Boracay Balabag, Boracay Island, Island Malay, Aklan Malay, Aklan 41008-020-9 PNB Dasmarinas - Burol Main – GF Felix Dasmarinas - Aguinaldo Hi-Way Amanda Bldg., Burol Main, – G/F, LCVM Building, Aguinaldo Dasmarinas City, Cavite Hi-Way, Zone IV, Dasmarinas, Cavite City 73008-002-8 PNB Occ Mindoro - Liboro – Rizal St. cor. Occ Mindoro - San Jose – Liboro St., San Jose, Occidental Quirino corner M.H. Del Pilar Mindoro Streets, Barangay 6, San Jose, Occidental Mindoro 01026-104-6 METRO Talipapa - Novaliches – HBC Novaliches - Talipapa – Quirino Corporate Center, 548 Mindanao Highway cor. Marigold St., Brgy. Ave., Novaliches, Quezon City Talipapa, Novaliches, Quezon City 2. Pursuant to C ICS OM N o. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective November 16, 2021. 3. For your information and guidance.

November 05, 2021 T O : All PESONet Participant Banks/Institutions R E : PARTICIPATION OF LULU FINANCIAL SERVICES IN PESONet 1. We are pleased to announce the participation of Lulu Financial Services (Phils), Inc. in the Phil. EFT System as an Electronic Money Issuer (EMI) in the Operation Network (PESONet) ACH effective November 10, 2021. 2. Lulu Financial Services (Phils), Inc. (also known as Lulu Money) has an assigned BRSTN 01815-001-0 and will use its BIC: LFSHPHM2XXX. It has completed its User Acceptance Testing on the use of PESONet Web Service API and submitted sign-off after successfully completing heartbeat test. 4. Kindly include the said EMI in your respective PESONet participants’ directory and disseminate to your respective branches/offices. 5. For information and guidance.

November 02, 2021 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the cl earing participant banks , we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS METRO - ILOILO - PAVIA 08026-013-2 GT Tower Center Pavia, Ninoy Aquino Avenue, Ungka II, Pavia, Iloilo DBP - OROQUIETA, MISAMIS 76059-001-2 Ground Floor, City Hall, City Government of Oroquieta OCCIDENTAL RBC - CEBU BUSINESS PARK 02107-006-4 Retails 1, 2 and 3, Ground Floor, Latitude Corporate Center, Mindanao Avenue, Cebu Business Park, Cebu City BDO NB - CAMARINES SUR - 07118-005-6 G/F & 2F, Commercial Bldg., Zarcedo St., Brgy. La Purisima, TINAMBAC Tinambac, Camarines Sur BDO NB - NUEVA ECIJA - SAN 13118-017-4 G/F, GPG Commercial Bldg., #2, Diversion Road, San LEONARDO Leonardo, Nueva Ecija BDO NB - SURIGAO DEL SUR - 58118-002-5 Purok 1, Poblacion, Barobo, Surigao del Sur BAROBO PSBC - KITCHARAO 21122-001-9 P-2, Brgy. Crossing, Kitcharao, Agusan del Norte PSBC - LA PAZ - AGUSAN DEL 30122-001-3 P-4 Poblacion, Lapaz, Agusan del Sur SUR PSBC - LORETO 30122-003-9 Zone - 4 Poblacion, Loreto, Agusan del Sur 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01004-314-1 BPI – Buendia-South Prudential Bank Bldg., #92 Sen. Gil 56 Sen. Gil Puyat Ave., Brgy. Superhighway Puyat Ave., Makati City San Isidro, Makati City 01004-326-4 BPI Gamboa – G/F Prudential Life Plan Tordesillas NDC – G/F LPL Center, Bldg., No 118 Gamboa St., Legaspi 130 L.P. Leviste St., Brgy. Bel-Air, Village, Makati City Salcedo Village, Makati City 1227 01004-348-4 BPI – Pasay-Taft L.T. SY Bldg., No. 2308-B Taft Ave., ERL Investment Bldg., 2528 Taft Pasay City Avenue, Brgy. 093, Zone 11 District 2, Pasay City 1300 01004-354-9 BPI BPI Exp Paco - Pedro Gil – Corner Paco Pedro Gil – 1585 General Pedro Gil & Agoncillo Paco, Manila Luna St., Brgy. 675 Zone 73, Paco Manila 01004-428-9 BPI – Nicanor Garcia 1777 Nicanor Garcia St., San Miguel 787 JP Rizal Street, San Miguel Kalayaan Village, Makati City Village, Brgy. Poblacion, Makati City 28004-007-1 BPI – Subic - Freeport Maritan Bldg., Rizal Highway cor. Space 110, GF Subic Harbor Manila Ave., Subic Freeport Zone, Point Mall, Rizal Hiway, Subic Bay Olongapo Freeport Zone 2222 02026-007-9 METRO – Cebu - Lahug Archbishop Reyes Ave., corner JEG Tower, Arch. Reyes Ave. cor. Tojong St., Lahug, Cebu City Acacia St., Cebu City 10102-004-4 Asia United - CDO - Cogon G/F Trendline Bldg., Osmena cor Don Apolinar Velez St., cor Gen. Hayes Sts., Cogon, CDO A. Luna St., Cagayan De Oro City 31141-003-3 Card SME – Calamba City High Rise Bus. Ctr., Nat’l Highway, Brgy. Uno, Calamba City, Laguna Brgy. Halang, Calamba City 2. Pursuant to C ICS OM N o. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective November 02, 2021. 3. For your information and guidance.

November 2, 2021 TO : ALL PESONet PARTICIPATING BANKS/INSTITUTIONS RE : PROPER USE OF THE 'DS04' STATUS CODE 1. PESONet ACH Operations Committee requested that a survey be conducted on the use of "DS04" Status Code (Beneficiary account could not be funded within the prescribed timeframe) as a reason to return a PESONet transaction. 2. The information that will be obtained from the participants shall be summarized to arrive at a common understanding on the appropriate use of the said code among other Statuses which the Committee intends to clarify in a separate memo circular. 3. We request that you kindly accomplish the attached form and submit to the following email addresses on or before November 5, 2021, to wit: To : pesonetsupport@pchc.com.ph cc: thonymanongas@pchc.com.ph royettedlreyes@pchc.com.ph 4. We count on your full support and immediate feedback.

October 26, 2021 To : All PCHC Member Banks/Institutions Re : CICS BCP DRY RUN EXERCISE RESULT – October 23, 2021 1. We would like to thank all the participants for extending their full support and cooperation in the 2021 CICS BCP Dry Run exercise that happened last Saturday October 23, 2021. 2. There were 65 or 73% of the total 89 participants that were able to successfully send their outward transactions, to wit: 1ST VALLEY BANK CITYSTATE SAVINGS BANK, INC. METROPOLITAN BANK AND TRUST CO AL-AMANAH ISLAMIC INVEST. BANK COUNTRY BUILDERS BANK,INC. MIZUHO BANK, LTD. ALLBANK (A THRIFT BANK), INC. CTBC BANK (PHILIPPINES) CORP. MUFG BANK, LTD. ASIA UNITED BANK DEVELOPMENT BANK OF THE PHILS. PENBANK BANCO DE ORO UNIBANK, INC. DUMAGUETE CITY DEVT BANK PHIL. BANK OF COMMUNICATIONS BANGKO KABAYAN INC. ENTERPRISE BANK, INC. PHILIPPINE BUSINESS BANK BANGKO NUESTRA SENORA D PILAR ENTREPRENEUR RURAL BANK PHILIPPINE NATIONAL BANK BANGKOK BANK PUBLIC CO., LTD. EQUICOM SAVINGS BANK, INC. PHILIPPINE TRUST COMPANY BANK OF AMERICA, NATL ASSN FIRST CONSOLIDATED BANK QUEEN CITY DEVELOPMENT BANK BANK OF COMMERCE GATEWAY RURAL BANK RIZAL COMMERCIAL BANKING CORP. BANK OF MAKATI GUAGUA RURAL BANK INC ROBINSONS BANK CORPORATION BANK OF THE PHILIPPINE ISLANDS INDUSTL & COMML BANK OF CHINA RURAL BANK OF GUINOBATAN,INC BANK ONE SAVINGS CORPORATION INDUSTRIAL BANK OF KOREA SECURITY BANK CORPORATION BDO NETWORK BANK ING BANK N.V. SHINHAN BANK BDO PRIVATE BANK, INC ISLA BANK INCORPORATED STERLING BANK OF ASIA, INC. BPI FAMILY BANK JPMORGAN CHASE BANK SUMITOMO MITSUI BANKING CORP CAMALIG BANK LAND BANK OF THE PHILIPPINES THE STANDARD CHARTERED BANK CATHAY UNITED BANK CO., LTD. LUZON DEVELOPMENT BANK UCPB SAVINGS BANK CENTURY SAVINGS BANK MALAYAN SAVINGS BANK, INC UNION BANK OF THE PHILS. CHINA BANKING CORPORATION MAYBANK PHILS., INC. YUANTA SAVINGS BANK CHINA SAVINGS BANK, INC. MEGA INTL COMML BANK CO. LTD ZAMBALES RURAL BANK, INC CITY SAVINGS BANK METRO SOUTH COOPERATIVE BANK 3. PCHC noted that of the 24 banks that were not listed above, some have participated but unfortunately encountered processing issues which they failed to resolve until the cut-off time. PCHC shall get in touch with these banks to determine reasons why they were unsuccessful and at the same time discuss resolutions on issues experienced during the exercise. 4. Also, based on PCHC’s records, ten (10) of these 24 banks have not participated in any of the BCP exercises that were priorly conducted. As report on banks’ participation in our BCP exercises is a Regulatory reportorial requirement, we encourage these banks to participate in future BCP exercises. 5. Below is a summary of issues reported and the corresponding steps that were carried out to resolve them: EXCEPTIONS CAUSE ACTIONS TAKEN File Indicator [P] is invalid The value of the file indicator field in Advised the bank to check their the ICL is “P” when it should have been “T” CICS-FES configuration file and ensure that the value of the field is set to “T”. File Indicator [T] is invalid The PBM broadcast message was not Check that VPN connection is active received at the PBM. and online. Some banks were unable to The PBM ID used is different Set the correct PBM ID at CICS DR. receive inward files Unable to login to the PCHC VPN password of the bank at DR site Reset the password VPN because of Invalid is not correct. Gateway Password The PBM was not able to The IP address of the CICS server was Remove the IP address found in the receive inward ICL files and the being blocked by the EFT server at blacklisted IP list of the EFT server corresponding acknowledg- the banks’ PBM at the bank’s PBM. ment files of their outward files. Changed the IP address defined in the GLobalscape rules at the DR site. Outward files were not being The Graphical User Interface (GUI) Kill the running FTPTE process and sent even if the connection is of the cuteFtp program is running. restart the Aperta Service again okay 6. For information and guidance.

January 4, 2016 TO : ALL PAS5 PARTICIPATING BANKS RE : PAS5 HOST-TO-HOST (24/7) IMPLEMENTATION

February 28, 2017 TO : ALL PAS5 PARTICIPANTS RE : UPGRADE OF PAS5 SSL-VPN INTERNET GATEWAYS

April 5, 2017 TO : ALL PAS5 PARTICIPATING BANKS RE : UPDATE ON THE UPGRADE OF PAS5 SSL-VPN INTERNET GATEWAY