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PESONet MC No. 25-195 PDDTS MC No. 2025-130 PAS MC No. 2025-043   September 26, 2025   T O        :               All Clearing Banks/Institutions   R E          :               ADJUSTMENT IN THE PCHC CUT-OFFS TODAY, SEPTEMBER 26, 2025     1.      In reference to PESO RTGS Advisory No. BPU-2025-049 dated 26 September 2025 confirming shortened operating hours of PhilPaSS PLus , please be advised that PCHC the following adjusted cut-off times today, 26 September 2025 , to wit:   PCHC-Operated System Adjusted Cut-off Time Check Image Clearing System 12:00 Noon PESONet Cycle 1 10:00 AM PESONet Cycle 2 12:00 Noon No PESONet Cycle 3   PDDTS-RTGS, EOD, & PvP 12:00 Noon     2.      Please note that returns for Check Clearing (CICS) submitted after the adjusted cut-off time, will follow the usual next clearing day cut-off schedule.   3.      For your guidance and strict dissemination to all concerned units.

September 23, 2025   T O      :               All Clearing Banks/Institutions   R E         :               PARTICIPATION OF NETWORK CONSOLIDATED COOPERATIVE BANK IN CICS                                                                 1.      We are pleased to announce that Network Consolidated   Cooperative Bank (NCCB) will start to participate in the nationwide Check Image Clearing System (CICS) operations as a Clearing Subscriber effective October 01, 2025.   2.      As communicated by the bank’s Treasury and Fund Management Head, Mr. Michael D. Alberto and the bank’s president, Mr. Raul M. Calayan, Jr. on September 22, 2025, NCCB  will be having the following as their pilot branches: BRANCH ASSIGNED BRSTN ADDRESS NCCB Head Office 01208-001-8 #47 20th Ave. cor. 19th Ave., Brgy. San Roque, QC NCCB Sorsogon Branch 16208-001-0 SNGC Bldg. Capitol Cmpd. Burabod, Sorsogon City NCCB Roxas Branch 34208-001-8 Elemar Bldg., San Roque Ext. Roxas City, Capiz NCCB Daet Branch 36208-001-4 Gov. Panotes Ave., Daet, Camarines Norte NCCB Ormoc Branch 39208-001-3 Real St., corner San Vidal St., Ormoc City, Leyte NCCB Agusan Branch 57208-001-1 Quezon St., Brgy. 2, San Francisco, Agusan Del Sur NCCB Maasin Branch 64208-001-9 Rafols St., Tunga-tunga, Maasin City   3.      Network Consolidated Cooperative Bank will continue to honor its issued Checks bearing the BRSTN of Landbank of the Philippines until November 28, 2025 .   4.      Kindly disseminate to all your branches/offices and update as well your respective BRSTN Register accordingly.

September 23, 2025 T O : All PESONet Participants R E : AVAILABILITY OF THE CUSTOMER SERVICE MODULE OF PESONET 2.0 1. PCHC is pleased to announce that the Customer Service Module of PESONet 2.0 is now available in the PESONet 2.0 UAT environment. 2. This Module is designed to enable banks to provide timely and accurate transaction status updates to frontline personnel and customers, thereby supporting compliance with the Bangko Sentral ng Pilipinas (BSP) Consumer Redress requirements. 3. The Customer Service Module consists of the following components: 3.1. Customer Service Module – A front-end facility that allows customer service representatives and authorized bank users to check the status of PESONet transactions. 3.2. Customer Service API – A facility that enables banks to consume a PCHC-provided API to obtain status information for integration into their own electronic and digital banking channels. 4. The module provides transaction details including: • Settlement Date/Cycle • Date/Time Sent • Date/Time Settled • Status Code 5. The Customer Service Inquiry Facility is available to all Makers and Authorizers of PESONet 2.0. Participants may access this module through the PESONet 2.0 Front-End UAT environment at https://pesonet20.pchcdev.com. 6. Attached to this Memo Circular are the API specifications for the PESONet 2.0 Customer Service API. Participants may use their existing PESONet 2.0 REST API credentials to consume this API. 7. Also attached is the User Guide for the PESONet 2.0 Customer Service Module so that participants may test the facility using the PESONet 2.0 Front-End. Participants may use their existing PESONet 2.0 Front-End UAT credentials to access this facility. 8. Participants are requested to evaluate and test the PESONet 2.0 Customer Service Module (Front-end) for purposes of UAT sign-off. Testing of the Customer Service (API).is optional and may be undertaken at a later date, with the corresponding sign-off to follow separately. 9. Upon successful testing of the Customer Service Module (Front-end) and completion of the attached Sign-Off Form, participants are requested to submit the form via email to pesonet20@pchc.com.ph on or before October 3, 2025. PCHC will promote the module to Production upon participant acceptance. Submission for the Customer Service API sign-off may be made separately once a participant is able to complete its testing. 10. We look forward to your continued support and cooperation for the successful rollout of the PESONet 2.0 Customer Service Module.

PESONet MC No. 25-195 PDDTS MC No. 2025-130 PAS MC No. 2025-043   September 22, 2025   T O        :               All Clearing Banks/Institutions   R E          :               BUSINESS AS USUAL OPERATIONS TODAY, SEPTEMBER 22, 2025     1.      Relative to the received copy of the PESO RTGS Advisory No. BPU-2025-047 dated 22 September 2025 confirming normal operating hours of PhilPaSS PLus , please be informed that PCHC shall likewise operate on a Business-As-Usual basis today, 22 September 2025.   2.     All clearing processes will proceed as scheduled, with established timelines and standard cut-offs strictly observed.   3.      For your guidance and appropriate dissemination.

September 17, 2025     T O       :               All Participant Banks/Institutions   R E         :               ANNUAL CUSTOMER SATISFACTION SURVEY FOR PCHC AS A CLEARING SERVICE OPERATOR OF PAYMENT SYSTEMS     1.      The Philippine Clearing House Corporation (PCHC) as a registered Operator of a Payment System (OPS) authorized by the Bangko Sentral ng Pilipinas (BSP), serves as the designated Clearing Service Operator (CSO) for the following platforms hosted in the AWS Cloud:   1.1.      Check Image Clearing System ( CICS ) 1.2.      PESONet  – now operating with three (3) settlement cycles 1.3.      Philippine Domestic Dollar Transfer System ( PDDTS ) – covering Domestic & Cross Border Real Time Gross Settlement ( RTGS ), Payment vs Payment ( PvP ), and Batch End-of- Day ( EOD ) settlement 1.4.      Payment Application Secure ( PAS ) v 6   2.      As part of our commitment to continuously raise the standards of our services, PCHC is conducting its Annual Customer Satisfaction Survey.     3.      We highly encourage your active participation. Your insights and feedback are invaluable in helping PCHC:   ·        Measure the effectiveness and reliability of its systems and support services; ·        Identify opportunities for improvement; and ·        Develop initiatives, such as training or refresher courses, to better serve the needs of our participants.   4.      Please accomplish the attached survey questionnaire for each system you are enrolled in. The survey is designed to be straightforward, requiring only a few minutes to complete.   📌  Deadline for submission:  October 24, 2025 📧  Where to submit:  Kindly send completed forms via email to philclear@pchc.com.ph , with a copy furnished to thonymanongas@pchc.com.ph .   5.      Your candid responses will play a vital role in guiding PCHC’s continuing efforts to enhance operational quality, strengthen customer support, and improve overall system performance.   6.      We sincerely thank you for your time and valuable feedback, and we look forward to your strong participation in this important exercise.

September 17, 2025     T O       :               All Participant Banks/Institutions   R E         :               ANNUAL CUSTOMER SATISFACTION SURVEY FOR PCHC AS A CLEARING SERVICE OPERATOR OF PAYMENT SYSTEMS     1.      The Philippine Clearing House Corporation (PCHC) as a registered Operator of a Payment System (OPS) authorized by the Bangko Sentral ng Pilipinas (BSP), serves as the designated Clearing Service Operator (CSO) for the following platforms hosted in the AWS Cloud:   1.1.      Check Image Clearing System ( CICS ) 1.2.      PESONet  – now operating with three (3) settlement cycles 1.3.      Philippine Domestic Dollar Transfer System ( PDDTS ) – covering Domestic & Cross Border Real Time Gross Settlement ( RTGS ), Payment vs Payment ( PvP ), and Batch End-of- Day ( EOD ) settlement 1.4.      Payment Application Secure ( PAS ) v 6   2.      As part of our commitment to continuously raise the standards of our services, PCHC is conducting its Annual Customer Satisfaction Survey.     3.      We highly encourage your active participation. Your insights and feedback are invaluable in helping PCHC:   ·        Measure the effectiveness and reliability of its systems and support services; ·        Identify opportunities for improvement; and ·        Develop initiatives, such as training or refresher courses, to better serve the needs of our participants.   4.      Please accomplish the attached survey questionnaire for each system you are enrolled in. The survey is designed to be straightforward, requiring only a few minutes to complete.   📌  Deadline for submission:  October 24, 2025 📧  Where to submit:  Kindly send completed forms via email to philclear@pchc.com.ph , with a copy furnished to thonymanongas@pchc.com.ph .   5.      Your candid responses will play a vital role in guiding PCHC’s continuing efforts to enhance operational quality, strengthen customer support, and improve overall system performance.   6.      We sincerely thank you for your time and valuable feedback, and we look forward to your strong participation in this important exercise.

September 17, 2025     T O       :               All Participant Banks/Institutions   R E         :               ANNUAL CUSTOMER SATISFACTION SURVEY FOR PCHC AS A CLEARING SERVICE OPERATOR OF PAYMENT SYSTEMS     1.      The Philippine Clearing House Corporation (PCHC) as a registered Operator of a Payment System (OPS) authorized by the Bangko Sentral ng Pilipinas (BSP), serves as the designated Clearing Service Operator (CSO) for the following platforms hosted in the AWS Cloud:   1.1.      Check Image Clearing System ( CICS ) 1.2.      PESONet  – now operating with three (3) settlement cycles 1.3.      Philippine Domestic Dollar Transfer System ( PDDTS ) – covering Domestic & Cross Border Real Time Gross Settlement ( RTGS ), Payment vs Payment ( PvP ), and Batch End-of- Day ( EOD ) settlement 1.4.      Payment Application Secure ( PAS ) v 6   2.      As part of our commitment to continuously raise the standards of our services, PCHC is conducting its Annual Customer Satisfaction Survey.     3.      We highly encourage your active participation. Your insights and feedback are invaluable in helping PCHC:   ·        Measure the effectiveness and reliability of its systems and support services; ·        Identify opportunities for improvement; and ·        Develop initiatives, such as training or refresher courses, to better serve the needs of our participants.   4.      Please accomplish the attached survey questionnaire for each system you are enrolled in. The survey is designed to be straightforward, requiring only a few minutes to complete.   📌  Deadline for submission:  October 24, 2025 📧  Where to submit:  Kindly send completed forms via email to philclear@pchc.com.ph , with a copy furnished to thonymanongas@pchc.com.ph .   5.      Your candid responses will play a vital role in guiding PCHC’s continuing efforts to enhance operational quality, strengthen customer support, and improve overall system performance.   6.      We sincerely thank you for your time and valuable feedback, and we look forward to your strong participation in this important exercise.

September 17, 2025     T O       :               All Participant Banks/Institutions   R E         :               ANNUAL CUSTOMER SATISFACTION SURVEY FOR PCHC AS A CLEARING SERVICE OPERATOR OF PAYMENT SYSTEMS     1.      The Philippine Clearing House Corporation (PCHC) as a registered Operator of a Payment System (OPS) authorized by the Bangko Sentral ng Pilipinas (BSP), serves as the designated Clearing Service Operator (CSO) for the following platforms hosted in the AWS Cloud:   1.1.      Check Image Clearing System ( CICS ) 1.2.      PESONet  – now operating with three (3) settlement cycles 1.3.      Philippine Domestic Dollar Transfer System ( PDDTS ) – covering Domestic & Cross Border Real Time Gross Settlement ( RTGS ), Payment vs Payment ( PvP ), and Batch End-of- Day ( EOD ) settlement 1.4.      Payment Application Secure ( PAS ) v 6   2.      As part of our commitment to continuously raise the standards of our services, PCHC is conducting its Annual Customer Satisfaction Survey.     3.      We highly encourage your active participation. Your insights and feedback are invaluable in helping PCHC:   ·        Measure the effectiveness and reliability of its systems and support services; ·        Identify opportunities for improvement; and ·        Develop initiatives, such as training or refresher courses, to better serve the needs of our participants.   4.      Please accomplish the attached survey questionnaire for each system you are enrolled in. The survey is designed to be straightforward, requiring only a few minutes to complete.   📌  Deadline for submission:  October 24, 2025 📧  Where to submit:  Kindly send completed forms via email to philclear@pchc.com.ph , with a copy furnished to thonymanongas@pchc.com.ph .   5.      Your candid responses will play a vital role in guiding PCHC’s continuing efforts to enhance operational quality, strengthen customer support, and improve overall system performance.   6.      We sincerely thank you for your time and valuable feedback, and we look forward to your strong participation in this important exercise.

September 16, 2025 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters /notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS PNB - Paranaque-Better Living-Russia 01008-308-8 48 Russia Street, Better Living Subdivision, Brgy. Don Bosco, Paranaque City PBCOM - Q Plaza 01011-061-8 G/F Q - Plaza Commercial Center, Marcos Highway cor Felix Ave., Cainta, Rizal SBC - Pampanga - Mexico 06014-013-3 McArthur Hiway, Barangay San Francisco, Mabalacat, Pampanga SBC - Batangas City Highway 19014-009-0 865 National Road, Batangas, Batangas SBC - Subic Town 28014-004-9 Northwest Building, Olongapo - Bugallon Road, Subic, Zambales SBC - Cabuyao 31014-018-4 Lot 4, National Road, Brgy. Sala, Cabuyao, Laguna METRO - ECD - Scanner 01026-466-1 10th F, Metrobank Center Grand Hyatt, 7th Avenue corner 35th Street Bonifacio Global City, Taguig, Metro Manila METRO - ECD - Mobile 01026-467-4 10th F, Metrobank Center Grand Hyatt, 7th Avenue corner 35th Street Bonifacio Global City, Taguig, Metro Manila METRO - Tumauini - Isabela 26026-011-4 Along National Highway, Barangay Lingaling, Tumauini, Isabela METRO - Sta. Cruz - Pagsawitan 31026-029-7 National Highway, Brgy. Pagsawitan, Sta. Cruz, Laguna LBP - Pilar Branch - Lite 16035-012-4 Purok 3, Brgy. Marifosque, Pilar, Sorsogon BDO - Caloocan - Metroplaza Camarin 01053-710-7 LG/F, Unit Nos. 1-2, Metroplaza, Lot 5, Camarin Road, Barangay 173, Caloocan City BDO - Davao - Matina 03053-035-9 MacArthur Highway corner Diamond St., Sto. Niño, Barangay Matina Crossing, Davao City BDO - Legazpi City - Unitop Mall 16053-015-1 GF, Unitop Mall, Rizal St., Brgy. 15 - Ilawod East, Legazpi City, Albay, Bicol BDO - Cavite - Carmona Governor’s 41053-056-8 GF, Great Wall Aluminum and Glass Sales Bldg., Drive Governor's Drive, Brgy. Maduya, Carmona Cavite, IV-A BDO - Leyte - Baybay 65053-001-4 GB - 12, Baybay Central Mall, Rizal Blvd., Brgy. Poblacion, Zone 10, Baybay City, Leyte BDO NB - Davao del Sur - Kapatagan 03118-047-8 G/F, Alcantara - Parenas Bldg., Mt. Apo 3 National Highway, Brgy. Kapatagan, Digos City BDO NB - Iloilo - Concepcion 08118-028-2 G/F, Gaton Commercial Complex, Salcedo General Luna St., Brgy. Poblacion, Concepcion, Iloilo BDO NB - Bukidnon - Pangantucan 51118-009-5 G/F, GT Commercial Bldg., National Highway, Brgy. Poblacion, Pangantucan, Bukidnon PSBC - Panglao Island 33122-001-2 Panglao Road, Old Coop. Bank of Bohol Bldg., Brgy. Dao, Municipality of Dauis, Province of Bohol CBOC - Bansalan 03204-001-2 Viacrusis St., Poblacion 2, Bansalan, Davao Del Sur CBOC - Polomolok 24204-001-9 Corner Cannery Road and Meleguas Road, Poblacion, Polomolok, South Cotabato CBOC - Midsayap 53204-001-7 Sto Niño St., Poblacion 1, Midsayap, North Cotabato CBOC - Koronadal 55204-001-3 Jose Abad Santos St., Brgy Zone 3, Poblacion, Koronadal City, South Cotabato CBOC - Tacurong 74204-003-0 Magsaysay Avenue, Tacurong, Sultan Kudarat 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01033-017-1 PVB U.P. Diliman – Quezon City Central Avenue – Central Park Building, 25 Central Avenue Barangay New Era, Quezon City 70035-001-8 LBP – Kabankalan Kabankalan City Landbank Negros Occidental Corporate Center, Justine J.Y. Perez Highway, Brgy. Talubangi, Kabankalan City, Negros Occidental 06140-001-8 BOF – San Fernando Dolores San Fernando, Pampanga HD Central, MacArthur Highway, Dolores, City of San Fernando, Pampanga 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective at 9:00 AM, September 16, 2025. 3. For your information and guidance.

September 12, 2025 TO : All Clearing Banks/Institutions RE : ACCOMMODATION AND RE-PRESENTMENT OF CHECKS WITH NON-COMPLIANT AMOUNT IN FIGURES FORMAT 1. Further to MC No. 3894 dated July 29, 2025, and in line with the agreements reached during the consultative meeting with the Bangko Sentral ng Pilipinas (BSP) and industry stakeholders, PCHC hereby issues the following clarifications to ease customer burden: 1.1 Temporary Accommodation · Checks with Amount in Figures not following the prescribed format shall be temporarily accommodated until further notice. · This includes instances where symbols (e.g., “*” or “-”) are used. 1.2 Re-clearing of Previously Returned Items · Checks that were previously returned solely for Amount in Figures issues may be re-presented for clearing. · This accommodation is granted despite Return Reason Code “E” being categorized as non-representable under existing rules. 1.3 Clarification on Ambiguous Formats · As emphasized in Section 1.2 of MC No. 3894, ambiguous Amount in Figures (e.g., absence of commas to separate thousands, millions, etc.) remain unacceptable. · However, if the only change is the addition of a comma to make the Amount in Figures clearly interpretable—without altering the numerical value and still tallying with the Amount in Words—the item may be re-presented. · This is allowed since the payment information remains unchanged, with only the required formatting being corrected. 1.4 Date of Issue Remains Strictly Non-Representable · Items returned under Reason Code “E” due to non-compliant Date of Issue format remain strictly non-representable. 2. This temporary measure applies exclusively to Amount in Figures issues. All other clearing and return rules remain in full force and effect. 3. Please be guided accordingly.