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  • PESONet MC 26-205

    March 27, 2026 T O : All PESONet Participating Institutions R E : DOWNTIME ADVISORY – Scheduled PESONet Database Maintenance on April 2, 2026 1. Please be advised that PCHC will conduct database maintenance activities for PESONet to ensure continued performance stability and reliability. 2. The scheduled maintenance window is as follows: Date : April 02, 2026 (Holy Thursday) Time : 9:00 AM – 12:00 Noon Duration : Approximately 3 hours 3. During this period, PESONet services will be temporarily unavailable . All participating institutions are advised to make the necessary preparations in their respective systems and operations to accommodate this scheduled downtime. 4. PCHC appreciates your continued support and cooperation as we undertake these activities to further enhance system stability and service quality. 5. Please be guided accordingly.

  • PESONet MC 26-204

    March 23, 2026 T O : All PESONet Participating Institutions R E : API Security Implementation In PESONET 1. As part of PCHC’s continuing efforts to enhance system security, please be advised that an API security solution will be implemented to strengthen the management and monitoring of all API traffic within PESONet. 2. The implementation is expected to be transparent to all participants. However, participating institutions are advised that a new server certificate from AWS will be presented during the TLS handshake process. Accordingly, banks must ensure that their SSL/TLS libraries, middleware, and runtime environments (e.g., Java, OS trust stores, and security appliances) are updated and capable of validating certificates issued under the AWS certificate trust chain. 3. Participating institutions must likewise ensure that the production API URL https://api-pesonet20.pchc.com.ph is whitelisted in their respective applications, firewalls and network security devices to allow traffic to pass through seamlessly. PCHC strongly recommends DNS‑based whitelisting using the fully Qualified Domain Name (FQDN), as the underlying Public IP addresses may change without prior notice. Moreover, IP allowlisting is not considered a strong security control, as it relies on network location rather than verifiable identity, increases operational and security risk in dynamic environments, and is therefore not suitable as a primary control in accordance with our security policy and industry best practices. 4. In connection with this activity, PCHC has likewise configured and deployed the same API security solution in the PESONet UAT environment (https://api￾pesonet20.pchcdev.com) to give participating institutions sufficient opportunity to validate their respective systems prior to production implementation. 5. The new API security solution shall be deployed in production at the end-of-day of Friday, March 27, 2026. 6. Participant institutions are requested to coordinate with their respective network administrators to ensure that all necessary configurations are completed prior to the implementation date. 7. For any concerns or inquiries regarding this scheduled implementation, the following PCHC officers may be contacted: Name Email Tel no Johndale Regalado johndaleregalado@pchc.com.ph 8537-2708 James Mathias Pante jamespante@pchc.com.ph 8537-2709 Raymond Angeles raymondangeles@pchc.com.ph 8537-2722 Maxi Torrecampo maxitorrecampo@pchc.com.ph 8537-2710 Ley Julian leyjulian@pchc.com.ph 8537-2713 8. Your full cooperation in implementing this update is greatly appreciated and will help ensure the continued secure and efficient operation of PESONet. 9. Please be guided accordingly.

  • PDDTS MC 2026-132

    March 19, 2026 T O : All PDDTS Participating Institutions R E : BRIEFING ON THE COMPLETION OF PDDTS USER INTERFACE ENHANCEMENT 1. PCHC has recently completed several enhancements to the Philippine Domestic Dollar Transfer System (PDDTS) Front-End Application, undertaken in response to feedback gathered from the 2024 PDDTS/PvP Participant Satisfaction Survey. 2. The survey, commissioned by the Bankers Association of the Philippines (BAP) Operations Committee (OpsCom) and conducted in late 2024, collected comments and suggestions from PDDTS participants covering various aspects of the system, including the PDDTS User Interface, system and API enhancements, as well as updates to governance, business rules, and operating guidelines. 3. In response to these inputs, PCHC has prioritized enhancements to the PDDTS Front-End aimed at improving system usability, navigation, reporting, validation, and workflow within the PDDTS/PvP platform, including the following: a. Editing of transactions prior to authorization b. Simplified UI screens and navigation c. Advanced filters and enhanced report generation d. Expanded report modules and availability of historical reports e. “Save Template” feature for manual entries f. BIC validation and lookup upon entry. 4. In preparation for the inspection, testing, and rollout of these enhancements, PCHC will conduct a briefing via Zoom on 25 March 2026 at 10:00am to orient PDDTS participants on the completed enhancements, the User Acceptance Testing (UAT) activities, and the corresponding rollout process. 5. Each participating institution may send at least three (3) representatives, preferably from the Operations, Information Technology, and Business units. 6. Participating institutions are requested to send the names and email addresses of their representatives to Ms. Monet Paguirigan at monetpaguirigan@pchc.com.ph no later than 24 March 2026. 7. The Zoom meeting details shall be sent separately to the registered participants. 8. We look forward to your continued support and cooperation.

  • CICS MC 3932

    March 9, 2026 T O : All Clearing Banks/Institutions R E : Activation of the Web-Based CICS FES Maker-Checker Functionality 1. PCHC continually enhances its systems and operational controls to further strengthen security and safeguard the integrity of clearing operations. 2. In line with this objective, PCHC will activate the Maker-Checker Module in the Web￾based CICS Frontend System (FES). This module is an existing system feature that introduces a dual-authorization workflow whereby transactions initiated by a designated “maker” in the FES are subject to validation and approval by a designated “checker” prior to completion. 3. The activation of this feature adds an additional control layer at the FES, is reinforcing existing control points, strengthening accountability in transaction processing, and further mitigating operational and insider-risk exposures through a dual authorization workflow. 4. To facilitate a smooth transition, the module will first be activated in the User Acceptance Testing (UAT) environment. PCHC will conduct a UAT for all system users from 16 March to 27 March 2026 to allow participating banks to experience, assess, and validate the operational changes resulting from the activation of the maker￾checker workflow. 5. PCHC will provide the following to participating institutions via email: • UAT environment access details • User credentials • Updated CICS FES user guide • Test scripts • UAT sign-off form to confirm system readiness 6. All accomplished sign-off forms must be submitted on or before 31 March 2026 via philclear@pchc.com.ph . 7. For clarifications, inquiries or concerns, participants may contact any of the following: Contact Person Email Telephone Number Ruben Conseja rubenconseja@pchc.com.ph 8537-2711 Royette Delos Reyes royettedlreyes@pchc.com.ph 8537-2707 Maxi Torrecampo maxitorrecampo@pchc.com.ph 8537-2710 Ley Julian leyjulian@pchc.com.ph 8537-2713 8. For information and guidance.

  • CICS Participant Banks/Institutions

    There are 3 types of Clearing Participants in the PCHC Check Image Clearing System or CICS, these are: Shareholder Members - Universal/Commercial Banks Associate Members - Non-commercial Banks Clearing Subscribers - Thrift, Cooperative and Rural Banks No. CODE BANK NAME Shareholder Member 1. 004 BANK OF THE PHILIPPINE ISLANDS 2. 005 STANDARD CHARTERED BANK 3. 006 THE HONGKONG & SHANGHAI BANKING CORPORATION 4. 007 CITIBANK, N. A. 5. 008 PHILIPPINE NATIONAL BANK 6. 009 PHILIPPINE TRUST COMPANY 7. 010 CHINA BANKING CORPORATION 8. 011 PHILIPPINE BANK OF COMMUNICATIONS 9. 012 BANK OF AMERICA, N.A. 10. 014 SECURITY BANK CORPORATION 11. 022 MAYBANK PHILIPPINES, INCORPORATED 12. 026 METROPOLITAN BANK AND TRUST COMPANY 13. 027 UNITED OVERSEAS BANK LIMITED, MANILA BRANCH 14. 028 RIZAL COMMERCIAL BANKING CORPORATION 15. 033 PHILIPPINE VETERANS BANK 16. 035 LAND BANK OF THE PHILIPPINES 17. 036 AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILIPPINES 18. 041 UNION BANK OF THE PHILIPPINES 19. 044 BANK OF COMMERCE 20. 046 MUFG BANK, LTD. 21. 053 BDO UNIBANK, INC. 22. 056 MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD. 23. 059 DEVELOPMENT BANK OF THE PHILIPPINES 24. 062 EAST WEST BANKING CORPORATION 25. 064 MIZUHO BANK, LTD. 26. 065 DEUTSCHE BANK AG 27. 066 ING BANK N.V. 28. 067 BANGKOK BANK PUBLIC CO., LTD. 29. 069 CTBC BANK (PHILIPPINES) CORPORATION 30. 070 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 31. 071 KEB HANA BANK-MANILA BRANCH 32. 072 JPMORGAN CHASE BANK, N.A. 33. 076 BDO PRIVATE BANK, INC. 34. 102 ASIA UNITED BANK CORPORATION 35. 114 BANK OF CHINA (HONG KONG), LIMITED-MANILA BRANCH 36. 128 SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH 37. 130 SHINHAN BANK-MANILA BRANCH 38. 131 INDUSTRIAL BANK OF KOREA MANILA BRANCH 39. 132 CATHAY UNITED BANK CO., LTD. - MANILA BRANCH 40. 133 HUA NAN COMMERCIAL BANK, LTD. - MANILA BRANCH 41. 134 FIRST COMMERCIAL BANK, LTD., MANILA BRANCH 42. 147 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH Associate Member 1. 023 QUEEN CITY DEVELOPMENT BANK, INC. 2. 047 PHILIPPINE SAVINGS BANK 3. 049 UCPB SAVINGS BANK 4. 051 CENTURY SAVINGS BANK CORPORATION 5. 054 BPI DIRECT BANKO, INC., A SAVINGS BANK or BANKO, A SUBSIDIARY OF BPI 6. 078 FIRST CONSOLIDATED BANK, INC. (A PRIVATE DEVELOPMENT BANK) 7. 082 MALAYAN SAVINGS BANK, INC. 8. 095 ISLA BANK (A THRIFT BANK), INC. 9. 096 EQUICOM SAVINGS BANK, INC. 10. 097 PHILIPPINE BUSINESS BANK, INC., A SAVINGS BANK 11. 100 BANK ONE SAVINGS CORPORATION 12. 103 CITYSTATE SAVINGS BANK, INC. 13. 112 CHINA BANK SAVINGS, INC. 14. 113 YUANTA SAVINGS BANK, PHILIPPINES, INC. 15. 118 BDO NETWORK BANK, A SAVINGS BANK 16. 119 STERLING BANK OF ASIA, INC. (A SAVINGS BANK) 17. 120 WEALTH DEVELOPMENT BANK CORPORATION 18. 121 BANK OF MAKATI (A SAVINGS BANK), INC. 19. 122 PRODUCERS SAVINGS BANK CORPORATION 20. 123 PENBANK, INC. (A PRIVATE DEVELOPMENT BANK) 21. 124 CITY SAVINGS BANK, INC. 22. 126 LUZON DEVELOPMENT BANK 23. 127 1ST VALLEY BANK, INC. A DEVELOPMENT BANK 24. 129 ALLBANK (A THRIFT BANK), INC. Clearing Subscriber 1. 135 ENTREPRENEUR RURAL BANK, INC. 2. 136 RURAL BANK OF MANGALDAN, INC. 3. 137 BANGKO NUESTRA SEÑORA DEL PILAR, INC. (A RURAL BANK) 4. 138 ENTERPRISE BANK INC (A RURAL BANK) 5. 139 GUAGUA RURAL BANK, INC. 6. 140 BOF, INC (A RURAL BANK) 7. 141 CARD SME BANK, INC. A THRIFT BANK 8. 142 ZAMBALES RURAL BANK, INC. 9. 143 GATEWAY RURAL BANK, INC. 10. 144 CEBUANA LHUILLIER RURAL BANK, INC. 11. 145 TOP BANK PHILIPPINES, INC. (A RURAL BANK) 12. 146 CAMALIG BANK, INC. (A RURAL BANK) 13. 148 RURAL BANK OF GUINOBATAN, INC. 14. 150 NEW RURAL BANK OF SAN LEONARDO (NUEVA ECIJA), INC. 15. 151 RURAL BANK OF DIGOS, INC. 16. 153 DUMAGUETE CITY DEVELOPMENT BANK, INC. 17. 154 GM BANK OF LUZON, INC. (A RURAL BANK) 18. 158 RURAL BANK OF PORAC (PAMPANGA), INC. 19. 160 BANGKO KABAYAN, INC. (PRIVATE DEVELOPMENT BANK) 20. 161 ONE COOPERATIVE BANK 21. 163 PACIFIC ACE SAVINGS BANK, INC. 22. 190 GOTYME BANK CORPORATION 23. 191 MINDANAO CONSOLIDATED COOPERATIVE BANK 24. 195 SOUTHEAST COUNTRY BANK, INC. (A Rural Bank) 25. 200 SUMMIT BANK (RURAL BANK OF TUBLAY, INC.) 26. 201 SOUTH BANK (A RURAL BANK), INC. 27. 202 RURAL BANK OF APALIT, INC. 28. 204 COOPERATIVE BANK OF COTABATO (effective July 01, 2025) Regulator 1. 003 BANGKO SENTRAL NG PILIPINAS Merged with Parent Bank 1. 060 RCBC SAVINGS BANK 2. 107 ROBINSONS BANK CORPORATION

  • CICS MC 3931

    March 2, 2026 T O : All Clearing Banks/Institutions R E : SUSPENSION OF BANKING OPERATIONS IN DAVAO CITY (Clearing Region 03) 1. We received a copy of Dabaw City Bankers Association, Inc. Resolution No. 2026-002, informing us of the suspension of banking operations in Davao City on March 16, 2026, pursuant to Proclamation No. 1174, which declared the 89th Araw ng Dabaw a Special (Non-Working) Day. 2. In line with the suspension of banking operations in Davao City, there will be no outward clearing operations on the said date, except for the processing of returns, if any. 3. For information and guidance.

  • CICS MC 3930

    February 27, 2026 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS CBC - Tacurong City 74010-001-1 GF RCA Building, National Highway near cor. Jose Abad Santos St., Brgy. Poblacion, Tacurong City CBS - Cadiz 04112-006-2 Unit 3, 4 & 5, RJPS III Building, No. 29 Magsaysay St, Cadiz City, Negros Occidental CBS - La Carlota 04112-007-5 Units A - D, Gurrea corner Burgos St., La Carlota City, Negros Occidental CBS - Guihulngan 20112-002-2 S. Villegas Street, National Highway corner Sikatuna, Guihulngan, Negros Oriental CBS - Calapan City 38112-001-0 R. King Commercial Bldg. Roxas Drive, Brgy. Nacoco, Calapan City, Oriental Mindoro CBS - Valencia 51112-001-3 Tamay Lang Business Triangle Building, Hagkol Sayre Highway, Valencia City CBS -San Francisco 57112-001-1 Roxas St., Purok 2, Barangay 4, San Francisco, Agusan del Sur CBS - Ipil 60112-001-7 GFS 9, Gaisano Grand Mall Ipil, Purok Banab, Brgy. Veterans Village, Ipil, Zamboanga Sibugay CBS - San Jose Antique 69112-001-4 Aml Building 1, Cor. Dalipe Atabay, San Jose De Buenavista, Antique CBS - San Jose Occidental 73112-001-3 Labangan Poblacion, San Jose, Occidental Mindoro CBS - Isulan 74112-001-6 JCB Building, Magbanua St., Corner National Highway, Kalawag I, Isulan, Sultan Kudarat BDO NB - Cebu - San Fernando 02118-021-3 G/F, VIG Hardware Bldg., National Highway, Purok 7 - Orchid 1, Upper North Poblacion, San Fernando, Cebu BDO NB - Pangasinan-Natividad 05118-018-6 G/F, Natividad Mall, San Narciso St., Poblacion East, Natividad, Pangasinan BDO NB - Iloilo - Ajuy 08118-030-5 G/F, MMR Bldg., Real St., Brgy. Poblacion, Ajuy, Iloilo BDO NB - Benguet - Tublay 12118-010-0 Kilo, Caponga, Tublay, Benguet BDO NB - Negros Oriental - 20118-013-0 G/F, Units 1 - 5, Public Market, Brgy. South Poblacion, Valencia Valencia, Negros Oriental BDO NB - Cagayan - Enrile 23118-014-2 Santiago - Tuguegarao Road, Brgy. II, Enrile, Cagayan BDO NB - Apayao - Conner 23118-015-5 G/F, Commercial Bldg., Purok 1, Sitio Cubet, Brgy. Malama, Conner, Apayao BDO NB - Ilocos Sur - Bantay 32118-007-8 Quirino Blvd., Brgy. 5, Bantay, Ilocos Sur BDO NB - Ilocos Sur - Sta. Maria 32118-008-1 National Highway, Brgy. Maynganay Sur, Sta. Maria, Ilocos Sur BDO NB - Palawan - Sofronio 35118-011-6 Sofronio Española Commercial Bldg., National Highway,   Espanola Brgy. Pulot Center, Sofronio Española, Palawan CARD SME - Koronadal City 55141-001-3 Odi Street Zone III, (Pob.) 9506, City of Koronadal (Capital), South Cotabato 1.2 Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 03004-004-3 BPI BPI Exp Davao-McArthur–Davao City Davao NCCC Mall Ma-a – NCCC Mall, Mac Arthur Highway cor. Ma-a Road Davao City 8000 03004-027-6 BPI – Davao Mintal Davao City G/F Vista Mall Davao, Bukidnon Road, Brgy. Sto. Nino, Tugbok District, Davao City 8000 01119-024-2 SBA Leviste – Makati City Valero – 106 Valero St., Salcedo Village, Makati City 01145-019-9 TBPI Angono – Angono, Rizal Ortigas Extension Business Center – Gusali 88 Ortigas Extension Brgy. San Juan Cainta, Rizal 1.3 Deletion of the following branches BANK BRANCH NAME BRSTN RCBC - SB - Visayas Avenue 01060-029-6 1.4 Inclusion of the following branches in the list of BIR AABs BANK BRANCH NAME BRSTN LBP - Initao 10035-013-9 LBP - Tanjay Branch Lite 20035-008-4 LBP - Paranas Samar 67035-002-5 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective at 9:00 AM, March 02, 2026. 3. For your information and guidance.

  • CICS MC 3929

    February 26, 2026 T O : All Clearing Banks/Institutions R E : CLARIFICATION ON NEGOTIABILITY LIMITATION AND EXEMPTIONS APPLICABLE TO MANAGER’S CHECKS 1. In view of the increasing number of inquiries on the treatment of stale-dated checks and the applicability of negotiability limitations, this Circular reiterates the relevant rules and clarifies the exemptions applicable to Manager’s Checks, for the guidance of all participant banks A. Ordinary Checks 1. Period for Presentment Ordinary checks may be presented for deposit or clearing within 179 days from the date of issue, subject to the depository bank’s cut-off time for acceptance. This cut￾off may be earlier than the CICS clearing cut-off of 4:30 PM. 2. Stale-Dated Checks Checks presented beyond 179 days from the date of issue are considered stale￾dated, technically defective, and must not be accepted for deposit or clearing. 3. Return of Inadvertently Paid Stale-Dated Checks If a stale-dated check is inadvertently accepted and paid by the drawee bank, it may still be returned to the presenting bank upon a verified complaint by the issuer, provided the return is made within 180 days from the date of clearing. • Such returns shall be settled through a charge slip. • Acceptance by the presenting bank is mandatory. B. Manager’s Checks Participant banks are reminded that Manager’s Checks are exempt from the limitations applicable to ordinary checks, as follows: 1. Negotiability Period Manager’s Checks are generally not subject to stale-dating and may be negotiated even beyond 180 days from the date of issue, UNLESS, the Manager’s Check itself expressly provides a validity period or states that it is valid only up to a specified date. In cases where a Manager’s Check bears an explicit validity restriction or expiry date, such restriction shall prevail, and the exemption from stale dating shall not apply beyond the stated validity period. 2. New Check Design Implementation Notwithstanding the mandatory implementation of the new check design effective 1 May 2024, the following remain acceptable for deposit and clearing: o Manager’s Checks issued in the old format (e.g., without individual date boxes or peso sign inside the amount box); and o Post-dated ordinary checks that were warehoused prior to the implementation date. Rationale This special treatment is accorded to Manager’s Checks because they are issued by a participant bank and are guaranteed to be funded upon issuance. Moreover, their validity can be readily verified by the depository bank with the drawee bank. 2. For information and guidance. We trust in everyone’s understanding and continued cooperation

  • CICS MC 3928

    February 16, 2026 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters /notices received from the cl earing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS BDO NB - Antique - Belison 69118-009-6 G/F, Arzaga Bldg., National Road, Brgy. Poblacion, Belison, Antique BDO NB - Occidental Mindoro 73118-002-4 Urieta St., Buenavista, Sablayan, Occidental Mindoro - Sablayan PSBC - Moises Padilla 70122-003-7 Quezon Street, Moises Padilla, Negros Occidental BKPDB - Danao 02160-006-5 Pedro Go Bldg., Beatriz Durano St., Poblacion, Danao City, Cebu RBRZI - Rizal Branch Lite Unit 50209-002-6 Purok 1, North Mapang, Rizal, Zamboanga Del Norte RBRZI - Pagadian Branch Lite 72209-001-3 J. Ariosa Street, San Francisco District, Pagadian City, Unit Zamboanga Del Sur 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01035-041-0 LBP – Sucat Paranaque City GF Storagemart Sucat Dr. Arcadio Santos Avenue, Brgy. San Isidro, Paranaque City 16035-004-3 LBP – Sorsogon Sorsogon City LANDBANK Sorsogon Corporate Center, Diversion Road, Brgy. Cabid-an, Sorsogon City, Sorsogon 01053-514-1 BDO Ortigas The Sapphire F. Ortigas Jr. Road – G/F, Ortigas Bloc – Pasig City Center Association, Inc. Bldg., 11 F. Ortigas Jr. Road, Ortigas Center, Brgy. San Antonio, Pasig City 01119-023-9 SBA Valero – Makati City V.A. Rufino – G/F Libran Bldg., Legaspi corner V.A. Rufino Ave., Makati City 1.3. Inclusion of the following branches in the list of BIR AABs BANK BRANCH NAME BRSTN LBP - Sogod (Cebu) Branch-Lite 02035-032-9 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017 the aforementioned updates will be implemented effective at 9:00 AM, February 16, 2026. 3. For your information and guidance.

  • PESONet MC 26-203

    February 9, 2026 TO : All PESONet Participating Institutions RE : RELEASE OF THE PESONet 2.0 MQ API SPECIFICATIONS AND LIVE DATE ON MARCH 31, 2026 Philippine Clearing House Corporation (PCHC) is pleased to announce the release of the PEONet 2.0 Message Queue (MQ) API Specifications, coinciding with the availability of the PESONet 2.0 MQ API in the User Acceptance Testing (UAT) environment. This release forms part of PCHC's continuing enhancements to PESONet aimed at strengthening system integration capabilities and improving service delivery. Participating institutions that intend to utilize the MQ APIU shall implement the same strictly in accordance with the Specifications, including compliance with the prescribed message formats, queues and routing keys, and security requirements (e.g., API key-based authorization and request signing), as applicable. Participating Institutions intending to adopt the MQ API are requested to nominate their official technical points of contact (primary and alternate) for purposes of onboarding, testing, and coordination. Participants shall likewise coordinate with PCHC for the required credential provisioning and connectivity requirements, as applicable, to enable access to the relevant system environments. Prior to the live date, participating institutions shall complete implementation and UAT, which shall include, at a minimum: a. connectivity validation; b. end-to-end outward message submission and handling; and c. processing of inbound status updates, all in accordance with the Specifications. The PESONet 2.0 MQ API shall be live in the PESONet 2.0 Production environment effective 31 March 2026. For coordination and guidance, participating institutions may course their MQ API onboarding and implementation concerns through e-mail at pesonet20@pchc.com.ph . We trust in your full support and cooperation.

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