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September 01, 2025 RE : All Clearing Banks/Institutions TO : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters /notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS SBC - Cebu - Basak 02014-020-9 City Time Square Mactan Basak Marigondon Road, Lapu- Lapu City, Cebu SBC - Kawit 41014-009-7 Robertson Plaza, UG Unit B-C, Centennial Road, Kawit, Cavite Queen Bank - Leganes 08023-060-9 Quintin Salas St., Brgy. Poblacion, Leganes, Iloilo BDO - Davao Panabo - National 03053-036-2 National Highway, Barangay San Francisco, Poblacion, Highway Panabo City, Davao Del Norte BDO - Aurora - Baler 13053-061-5 1E, Uy Town Center, Quezon Highway, Brgy. Suklayin, Baler, Aurora BDO - Tarlac - San Vicente 22053-025-3 G/F, Unit B, City Center Fairlane, 7th St. Fairlane Subdivision, San Vicente, Tarlac City PSBC - San Marcelino 28122-008-1 National Highway, Brgy. Consuelo Norte, San Marcelino, Zambales PSBC - Buug 61122-001-7 Samico Road, Poblacion, Buug, Zamboanga Sibugay CARD SME - Lagao 24141-002-2 Sestina Building, Lucio Velayo Sr. Road, Lagao, General Santos City 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01008-998-5 PNB – Marinduque- Sta. Cruz Marinduque No. 68 Zamora St., Brgy. Maharlika, Sta. Cruz, Marinduque 01014-118-2 SBC Mandaluyong Pioneer – Pioneer Center – 8006 Pioneer St., Mandaluyong City Pasig. 1603 Metro Manila 01044-022-3 BOC Resorts World–Pasay City NAIA Road Pasay – Units G02-G03, G/F, CAEMC Commercial Building, 6-11 Compound, Pildera - 1, NAIA Road, Barangay 192, Pasay City 1.3. Deletion of the following branch/es BANK BRANCH NAME BRSTN WDB - Naga Camarines Sur 07120-001-7 WDB - Legazpi City 16120-001-1 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective 2. at 9:00 AM, September 01, 2025. 3. For your information and guidance.

PESONet MC No. 25-187 PDDTS MC No. 2025-126 PAS MC No. 2025-039 August 26, 2025 T O : All Clearing Banks/Institutions R E : BUSINESS AS USUAL OPERATIONS TODAY, AUGUST 26, 2025 1. Please be advised that notwithstanding the suspension of work in government offices in Metro Manila today, August 26, 2025, pursuant to Memorandum Circular No. 94 issued by Malacañang, PhilPaSS Plus will remain fully operational and will observe its regular business hours as earlier announced through its PESO RTGS Advisory No. BPU-2025-042 dated 25 August 2025. 2. In line with this, the Philippine Clearing House Corporation (PCHC) shall likewise maintain Business-As-Usual operation today. All clearing processes will proceed as scheduled, with standard cut-off times strictly observed. 3. For your proper guidance and dissemination.

August 18, 2025 TO : All Clearing Banks/Institutions RE : 1. NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 2. NOTICE FROM RURAL BANK OF PORAC (PAMP.) INC. 1. With reference to various request letters /notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS BDO - Surigao-Rizal St. 21053-002-7 Gillamacs Bldg., Rizal St. Brgy. Washington, Surigao City 8400, Surigao del Norte BDO NB - Rizal-Tanay Sampaloc 01118-016-8 Sampaloc Inn, Marcos Highway, Sampaloc, Tanay, Rizal BDO NB - Cebu - Liloan 02118-020-0 G/F, San - Vic Square Bldg., National Highway, Brgy. Yati, Liloan, Cebu BDO NB - Batangas - Agoncillo 19118-013-0 JACH Bldg., G. Alcantara St., Poblacion, Agoncillo, Batangas BDO NB - Negros Oriental 20118-012-7 G/F, Commercial Bldg., National Highway, Brgy. Poblacion,  -Mabinay Mabinay, Negros Oriental BDO NB - Masbate - Mobo 37118-006-0 National Highway, Brgy. Tugbo, Mobo, Masbate BDO NB - Oriental Mindoro 38118-005-0 Nautical Highway, Poblacion, Bansud, Oriental Mindoro -Bansud BDO NB - Oriental Mindoro - 38118-006-3 G/F, A & O Commercial Bldg., Poblacion, Puerto Galera, Puerto Galera Oriental Mindoro BDO NB - Zamboanga del 50118-003-4 Poblacion, Manukan, Zamboanga del Norte Norte - Manukan BDO NB - Agusan del Sur 57118-005-1 G/F, Unit 1, ALD Commercial Bldg., National Highway, Brgy. - Loreto Poblacion, Loreto, Agusan del Sur TBPI - Jaro Ilo-Ilo City Business 08145-001-9 243 E. Lopez Street, Brgy. Our Lady of Lourdes, Jaro, Ilo-ilo City Center 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 12035-004-1 LBP Baguio-Calderon–Baguio City Baguio - Marcos Highway – G/F Curamed Building, No. 12 Marcos Highway, Barangay Legarda - Burnham - Kisad, Baguio City 22035-002-2 LBP Paniqui GSU – Paniqui, Tarlac Paniqui – LANDBANK Building, McArthur Highway Barangay Estacion Paniqui, Tarlac 03118-034-2 BDO NB – Davao - Davao City G/F, Unit 1, JRC Bldg., Sandawa Sandawa Road, Brgy. Bucana, Talomo, Davao City 08118-026-6 BDO NB–Iloilo-Dumangas Dumangas, Iloilo G/F, B & E Bldg., Brgy. Basa - Mabini -Bonifacio, Dumangas, Iloilo 01122-004-4 PSBC – Marikina City Marikina City Unit B, EMH Building, J. Chanyungco St. cor Eagle St. Brgy. Sta. Elena, Marikina City 28122-002-3 PSBC – Iba Iba, Zambales 1st Floor, Lily’s Place National Highway, Palanginan, Iba, Zambales 1.3 . Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective at 9:00 AM, August 18, 2025. 2. In a letter dated August 07, 2025, Ms. Lourdes Connie C. Tayag, President/CEO of Rural Bank of Porac (Pamp.) Inc. informed that the bank will be terminating its conduit clearing arrangement with Asia United Bank Corporation (AUB) effective September 05, 2025. As such, Porac Bank will no longer honor issued Checks bearing the BRSTN of AUB after the said date. 3. For your information and guidance.

August 01, 2025 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters /notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS PNB - Siargao Island-Gen. Luna 21008-005-6 Purok 5, Brgy. Gen. Luna, Siargao Island, Surigao del Norte PNB - Cavite - Trece Martires 41008-024-1 Trece Martires - Indang Road, Trece Martires City, Cavite SBC - Davao - Damosa 03014-015-0 Ground Floor, Anflocor Corporate Center, Damosa Land, Davao City SBC - Davao - Ecoland 03014-016-3 Ground Floor Genesis 88, Ecoland, Davao City Union - Cebu Aco 02041-028-5 GF, Aboitiz Corporate Office, Gov. M. Cuenco St., Kasambagan, Cebu City Union - Cebu Lucima 02041-029-8 G/F, Lucima Tower, Cardinal Rosales Avenue corner Samar Loop, Cebu Business Park, Cebu City BDO - Cebu - Toledo 02053-058-9 Units 1 -3 Eliton Strip Mall, D. Macapagal Highway, Brgy. Luray II, Toledo City, Cebu CARD SME - Tanauan City 19141-007-5 Caritas Health Tanauan, J.P. Laurel Highway Poblacion 4, Tanauan City, Batangas CLRB - Branchlite Sta. Rosa, 31144-001-6 Lot 3, Block 3, Sta. Rosa Commercial Complex, Pearl Road, Laguna Brgy. Balibago Sta. Rosa City, Laguna 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 33026-002-8 Metro – Tagbilaran Cogon Tagbilaran City JGY Building, Carlos P. Garcia Avenue. Tagbilaran City, Bohol 01053-173-4 BDO Arnaiz-San Lorenzo – A. Arnaiz - San Lorenzo Makati City Village – 1st Floor, Unit 101, Windsor Square Bldg., 1030 A. Arnaiz Avenue, Barangay San Lorenzo, Makati City 03053-001-6 BDO – SM City Davao Davao City GF, Main Mall Expansion, SM City Davao, Along Quimpo Blvd., Brgy. 76-A, Bucana, Talomo District Davao City 1.3. Deletion of the following branch/es BANK BRANCH NAME BRSTN RCBC - SB - Morong 01060-020-9 RCBC - SB - Mendiola Business CT 01060-061-0 RCBC - SB - A. Mabini 01060-062-3 RCBC - SB - San Fernando Pamp 06060-003-9 RCBC - SB - Cabuyao 31060-008-0 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective 2. at 9:00 AM, August 01, 2025. 3. For your information and guidance.

July 29, 2025 TO : All Clearing Banks/Institutions RE : CLARIFICATION ON THE ACCEPTANCE OF CHECKS WITH SPECIAL CHARACTERS IN THE AMOUNT IN FIGURES 1. Further to Memo Circular (MC) No. 3893, allowing the acceptance of Checks with special characters in the Amount in Figures, we would like to issue the following clarifications: 1.1. Re-Clearing of Previously Returned Items Checks that were previously returned solely due to the presence of unnecessary special characters or symbols in the Amount in Figures may now be re-cleared, provided there are no other technical defects that would disqualify them from representment. 1.2. Formats Not Acceptable for Clearing To ensure clarity in determining the check amount, entries in the Amount in Figures that do not include commas to separate thousands, millions, etc. (e.g., 10000 or 10000000.00) remain not acceptable for clearing. All other formats may be accepted as long as the Amount in Figures is consistent with the Amount in Words. 2. We emphasize that there is no change in the prescribed manner of writing information on checks, as outlined in our previous issuances. While checks with Amount in Figures that deviate from the standard format may now be accepted for clearing, we reiterate the responsibility of participant banks to educate their clients on the proper writing of check details-especially the Date of Issue and Amount in Figures. 3. As for the Return Reason 'E', it shall remain in use for checks with improperly formatted Dates of Issue and/or ambiguous Amounts in Figures (e.g., missing comma), which impede quick and accurate determination of the amount. 4. Please be guided accordingly.

July 28, 2025 T O : All Clearing Banks/Institutions R E : ACCEPTANCE OF CHECKS WITH SPECIAL CHARACTERS IN THE AMOUNT IN FIGURES 1. In response to the growing number of consumer complaints related to the non-acceptance of checks for clearing due to incorrect writing of the amount in figures, PCHC in consultation with the BSP and key stakeholders, has decided to allow the use of special characters, e.g., dash (–), asterisks (**) or (xxx), before and/or after the amount in figures written on checks. 2. The recent implementation of stricter rules on check processing was aimed to support standardization and future-readiness, particularly in preparation for wider adoption of Optical Character Recognition (OCR) and Image Character Recognition (ICR) technologies. However, we have received a significant volume of customer complaints, particularly concerning the rejection of checks with extra characters placed before and/or after the numerical amount (e.g., ***10,000.00***, 10,000.00–, 10,000.--). 3. To ease customer burden while maintaining clearing efficiency, it was agreed that check shall continue to be accepted even if there are special characters immediately before and/or after the amount in figures, provided that:  The numeric value remains clear and unambiguous; and  The amount in words is consistent with the amount in figures 4. This decision is made in the spirit of consumer protection and service continuity, while the industry transitions toward full digitization. 5. This clarification shall take effect immediately and will be included in the updated clearing rules and guidelines to be circulated shortly. 6. In view of the foregoing all participants are requested to:  Inform their frontliners and check-accepting units about this change.  Update internal check verification protocols accordingly.  Continue to educate clients on the proper format for check writing to minimize future rejections. 7. We appreciate your cooperation and continued support in enhancing the customer experience in payment clearing operations. 8. Should you have any questions, you may email us at HelpDesk@pchc.com.ph or contact us at 8537-2700 and look for Hector or Anthony. 9. Please be guided accordingly.

July 25, 2025 T O : All Clearing Banks/Institutions R E : SUSPENSION OF BANKING OPERATIONS IN LA UNION (CLEARING REGION 15 ) 1. We received a copy of La Union Bankers Association, Inc. Resolution No. 2025-003, suspending banking operations in their area today, July 25, 2025 after PAGASA has placed northwestern La Union under Tropical Cyclone Wind Signal No. 4 due to Typhoon Emong. 2. As such, there will be no outward clearing operations in La Union on said date, except for returned items, if any. 3. For information and guidance.

July 24, 2025 T O : All Clearing Banks/Institutions R E : SUSPENSION OF BANKING OPERATIONS IN LOS BAÑOS, LAGUNA 1. We received a copy of Los Baños-Bay Bankers Club Resolution No. 2025-001, suspending banking operations in their area due to inclement weather conditions brought about by Tropical Storms Dante and Emong. 2. As such, there will be no outward clearing operations in Los Baños, Laguna on said date, except for returned items, if any. 3. For information and guidance.

July 18, 2025 T O : All Clearing Banks/Institutions R E : SURVEY AND FEEDBACK SOLICITATION ON THE ENFORCEMENT OF CHECK WRITING RULES – DATE OF ISSUE AND AMOUNT IN FIGURES FORMAT 1. Following the July 1, 2025 implementation of the policy on the non-acceptance of checks with invalid date formats and unnecessary special characters in the amount in figures, PCHC has received reports of ongoing issues and concerns from the banking public and clearing participants despite earlier issuances of reminders and clarifications. 2. Specifically, we note: • Reports of insufficient client awareness and outreach • Variations in banks’ interpretation of acceptable date and amount formats • Operational challenges encountered by frontliners and clients 3. To better understand these concerns and determine the next steps, we are conducting an official survey to gather clearing participants' feedback on the implementation status, issues encountered, and recommendations. 4. We request all clearing participants to accomplish the attached survey form, focusing on: • Actual field experience and operational feedback • Readiness of systems and processes • Extent of client awareness and outreach efforts 5. Kindly submit your responses on or before 24 July 2025 to: email: HelpDesk@pchc.com.ph cc: thonymanongas@pchc.com.ph 6. Your feedback is essential in ensuring a fair, consistent, and well-coordinated industry-wide enforcement of this policy. 7. We trust in your continued cooperation and support.

July 16, 2025 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS LBP - Cavite Capitol 41035-013-3 Lower G/F, Finance Bldg., Cavite Government Center, Brgy. San Agustin, Trece Martires City, Cavite BOC - Caticlan Branch Lite 29044-002-7 Arrival Lobby, Godofredo P. Ramos Airport, Bgy Union, Nabas, Aklan BDO - Sampaloc - G. Tuazon 01053-712-3 SCG Building 2, Along G. Tuazon St., Barangay 576, Sampaloc, Manila BDO - Bataan - Hermosa 06053-041-3 G/F, 925 Plaza, Mataas Na Lupa, Brgy. Culis, Hermosa, Bataan 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 38004-001-0 BPI – Calapan Calapan City Nuciti Central, JP Rizal Street, Brgy. Camilmil, Calapan City, Oriental Mindoro 01026-210-0 Metro – Ortigas Xavier San Juan City Eton Square Ortigas, Ortigas Avenue, Barangay Greenhills, San Juan City 03026-006-9 Metro Agdao – Davao City Davao - Bajada – J.P. Cabaguio Ave. Agdao, Davao City, Davao Del Sur 26026-007-5 Metro–Cauayan- Cauayan City R4 Tower, Quezon Street, Cauayan Maharlika City, Isabela 01035-170-7 LBP SMC Complex – San Miguel Avenue – Ground Floor Mandaluyong City Hanston Square Building 17 San Miguel Avenue, Ortigas Center Pasig City 17053-002-8 BDO–Laoag-Balintawak Laoag City G/F & 2/F, Insular Life Building, Balintawak St., Brgy. No. 9, Santa Angela, Laoag City, Ilocos Norte 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective at 9:00 AM, July 16, 2025. 3. For your information and guidance.