September 08, 2023 T O : All PESONet Participating Banks/Institutions R E : CHANGE OF BUSINESS IDENTIFIER CODE (BIC) OF GPAY NETWORK PH, INC. 1. We would like to inform that GPay Network Ph, Inc. (Grab), with existing BIC: GHPESGSG will be using a new BIC: GPNEPHM2XXX effective October 6, 2023. 2. Please note that outward transactions bearing the old Grab BIC will be rejected after the Cycle 2 (4PM) cut-off on October 5, 2023 as the business date of the PESONet system will already shift to the next business day: October 6, 2023. As such, participants who will be sending outward transactions to Grab after 4PM on October 5, 2023 should already use their new BIC. 3. An updated list of PESONet participants is available on our website: www.pchc.com.ph or may be requested via email at philclear@pchc.com.ph. 5. For your information and guidance.

August 25, 2023 T O : All Clearing Banks/Institutions R E : REMINDER ON THE IMPLEMENTATION OF THE NEW CHECK DESIGN 1. The May 1, 2024 implementation date is fast approaching and at this point, we wish to gently remind all CICS Participants to intensify their information and awareness campaigns in informing respective depositors/clients that “Old Format Checks” shall no longer be acceptable for clearing effective on said date, unless the following exceptions exists: 1.1. Post-Dated Checks (PDCs) accepted and stamped “Warehoused” by banks prior to May 1, 2024; 1.2. PDCs without “Warehoused” stamp but bearing or printed with “Unique Identification Code” (UIC) that indicates receipt by banks (for warehousing) prior to February 11, 2019 (date of issuance of CICS OM No. 19-030). 1.2.1. Notwithstanding absence of the stamp, acceptance of such PDCs is allowed because stamping and recapturing of previously accepted PDCs may be tedious and prone to errors; 1.3. Manager’s Check/Cashier’ Check issued by the clearing banks bearing the “Waiver Statement” and features required prior to the issuance of CICS OM No. 19-030; and 1.4. Checks dated April 30, 2024 or earlier and presented for deposit or encashment prior to the 180th day from date of issuance. 2. Starting May 1, 2024, an Old Format Check that does not fall within the exceptions mention above when presented for clearing, shall be returned by the Drawee Bank to the Presenting Bank using the reason: Refer to Issuer: Old Format Check. Such presentment shall be subject to penalty of Php1,000.00 per item/day or the amount of the item multiplied by IBCL rate of the day, whichever is higher, to be collected by the Drawee Bank from the Presenting Bank via the usual Charge Slip on any date after its presentment. 3. As published in CICS Operating Memo Nos. 19-030 and 21-036 dated February 11, 2019 and April 16, 2021 respectively, New Check Design has introduced the following changes: 3.1. Format of date of issuance is standardized: in numeric format, MM-DD-YYYY sequence as shown in the date format guide immediately below the date line. 3.2. An individual white box is provided for each character of the date of issuance. 3.3. Peso Sign is moved out of the boxed space for the Amount in Figures. 3.4. Boxed white space/s are provided also for Amount in Figures and Signature/s of the Issuer/s. 4. Meanwhile that implementation of the New Check Design is not yet in effect, and regardless of whether Old Format or New Design Check is used or presented for deposit, the date of issue on the Check should be written as follows: 4.1. If date of issuance is in Numeric Format, it shall be written in MM-DD-YYYY sequence. 4.2. If date of issuance is in Alphanumeric Format, it may be written in any sequence, i.e. Month-Day-Year or Day-Month-Year or Year-Month-Day; however, alphanumeric Month-Day-Year is preferable for consistency with the prescribed MM-DD-YYYY sequence. 5. For banks issuing Checks completed in computer printers for their customers, the attendant check printing applications should be revised to comply with the MM-DD-YYYY issue date format before the May 1, 2024 cutover date. 6. Lastly, we would like to clarify that: 6.1. Though not prohibited, light-colored pen is strongly discouraged in writing details on a Check as the words and numbers written with that type of pen might be too light for scanning/imaging accuracy; 6.2. Any number on a Check's MM-DD-YYYY issue date that appears to go beyond the borders of its designated box should not be a reason for non-acceptance of the Check for deposit; 6.3. Signature/s that exceeds beyond the boxed area for signature is/are still valid and acceptable. 6.4. Alteration/s or erasure/s on any of the information on the face of the Check (i.e. on the date, name, payee, amount in figures, amount in words, signature, account name, account number, check number, pre- qualified MICR characters) is/are prohibited and will render the Check unacceptable for clearing. 6.5. Alteration/s or erasure/s or double indication of Account Number at the back of a Check (Dorsal Deposit Information) is/are a red flag/s (as it could be indicative of previous payment or negotiation with another bank) but it is , nonetheless, acceptable for deposit. In the event, however, that such check is accepted for deposit, the Drawee Bank should immediately return the same to the Presenting Bank if, upon its clearing validation, the clearing item is found to have already been paid/negotiated. 7. Please be guided accordingly.

August 18, 2023 TO : All Clearing Banks/Institutions RE : AUTHORIZED AND COUNTER SIGNATURES FOR PCHC CHARGE SLIPS ========================================================== 1. We enumerate the updated list of PCHC officers authorized to sign the PCHC Charge Slips, to wit: 1.1. AS AUTHORIZED SIGNATORIES EMMANUEL E. BARCENA President & CEO LINLEY V. JULIAN Vice President MAXIMILIAN K. TORRECAMPO Asst. Vice President VICTORIA M. AYONON Manager JONATHAN NEIL O. PIÑERA Manager 1.2. AS COUNTER SIGNATORIES ANTHONY JOE C. MANONGAS Manager FREDERICK M. GARCIA Manager EDEN G. NAVARRO Asst. Manager 2. The signing authority that requires a minimum of two (2) signatures, namely: one (1) authorized signatory and one (1) counter signatory shall remain to be observed. 3. Please be guided accordingly.

August 17, 2023 T O : All PAS6 Authorized Agent Banks R E : WORKSHOP ON THE INTEGRATION OF PAS WITH THE PCHC PAYGATE 1. We would like to thank the 1st batch of AABs which have expressed their interest to participate in the integration of PAS6 with the PCHC PayGate, to wit: 1. Asia United Bank 2. Bank of the Philippine Islands 3. Bank of Commerce 4. CTBC Bank 5. Citibank, N.A. 6. Shinhan Bank 7. Sterling Bank of Asia 2. As mentioned in PAS MC No. 2023-14 dated 04 August 2023, we are inviting the foregoing AABs to send participants to the scheduled onsite API Integration Workshop this 24 August 2023 from 10:00 am to 12:00 noon to be held at our Makati Offices, located on the 11/F Sagittarius Building, 111 H.V. Dela Costa Street, Salcedo Village, Makati City. AABs belonging to this 1st batch may send up to three (3) attendees to the workshop. 3. To ensure diverse and comprehensive participation, attendees should include a business analyst and other technical/development team members. Participants to the workshop should bring their own laptop computers, capable of being used during the hands-on segments of the seminar. To facilitate the practical exercises, participants are recommended to have a laptop with internet access and API testing software, such as Postman, pre-installed. 4. You may submit the names and respective email addresses of nominated attendees to Ms. Monet Paguirigan at monetpaguirigan@pchc.com.ph no later than 22 August 2023. 5. PCHC enjoins all the other AABs to be part of the next scheduled workshop. AABs that would like to become part of the next workshop may submit the Letter of Intent to Become an Issuing Bank that was attached to PAS6 MC No. 2023-014 dated 04 August 2023. And as mentioned during the July 21, 2023, Tech Forum, becoming an Issuing bank for the PCHC PayGate not only facilitates payment to the BOC, but also allows your respective clients to pay other government agencies electronically which by the way, is now the thrust of the government. 6. Again, we appreciate your full support.

August 16, 2023 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters /notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS BDO NB - Cebu-Sogod 02118-013-2 G/F, Sitio Patag Highway, Brgy. Damolog, Sogod, Cebu BDO NB - Cebu - Savemore Naga 02118-014-5 G/F, NF1, Savemore Market Naga Cebu, Leah's Square, East Poblacion, Naga, Cebu BDO NB - Davao - Puan 03118-043-6 G/F, Units 5 & 6 LDM Bldg., National Highway, Puan, Brgy. Talomo, Davao City BDO NB - Negros Occidental - 04118-006-0 G/F, Commercial Bldg., Zone 3, Brgy. Bacuyangan, Hinoba-an Hinoba-an, Negros Occidental BDO NB - Laguna - Bay 31118-005-9 G/F, Unit B, Farmlae Plaza Bay, Brgy. Dila, Bay, Laguna BDO NB - Cavite - Mendez 41118-005-6 129 J.P. Rizal St., Poblacion 2, Mendez, Cavite CBB - Batangas City 19145-001-9 Lobo Highway, QV Plaza, Pallocan West, Batangas City CBB - Kawit Cavite 41145-003-2 Covelandia Road, 1st Floor Gandia Building, Brgy. Balsahan - Bisita, Kawit, Cavite City 1.2 Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01008-248-7 PNB QC - Zabarte - Zabarte, Quezon City Q.C. - S & R Commonwealth - G/F, Unit 5, S&R Commonwealth Ave. corner Quirino Highway, Brgy. Kaligayahan, Novaliches, Quezon City 35102-001-4 Asia United - Puerto Puerto Princesa, Palawan Ivy Michelle Construction and Princesa Trading Bldg., Junction 1, Bgy San Miguel, Puerto Princesa City, Province of Palawan 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective August 16, 2023. 3. For your information and guidance.

August 14, 2023 TO : ALL PESONet AND PDDTS-RTGS PARTICIPANTS RE : ACCESS FEE FOR THE PCHC PORTAL OF PESONet AND PDDTS-RTGS ====================================================== 1. Further to the implementation of the 2-Factor Authentication (2FA) in PESONet and PDDTS-RTGS, please be informed that PCHC shall be increasing the annual access fee for new and existing enrolled users in the PCHC Portal (https://portal.pchc.com.ph). 2. Starting with the August 2023 billing cycle, the annual access fee will be PESOS: THREE THOUSAND EIGHT HUNDRED & 00/100 (PHP 3,800.00-VAT EXCLUSIVE) for each user accessing PCHC Portal for PESONet and PDDTS-RTGS. 3. This increase is necessary to cover the solution provider's annual recurring charges for the said 2FA solution. As per PESONet MC 22-097 and PDDTS MC 2022-79 dated 21 July 2022 and 23 August 2022 respectively, all participants were already advised in advance that the current access fee of Php 3,000.00 for each user enrolled in PCHC 's 2FA shall be evaluated/assessed annually and billed to the respective participants. 4. Bank's Authorized Officer/s for PESONet System and PDDTS-RTGS are hereby requested to coordinate with PCHC TCMG Officers or email portal@pchc.com.ph for their master list of users no later than August 25, 2023. 5 Please be guided accordingly.

August 04, 2023 TO : ALL PESONet PARTICIPATING BANKS/INSTITUTIONS RE : SURVEY ON PESONet INITIATIVES ============================================================= 1. The PESONet ACH Operations Committee requested that a survey be conducted to provide important information in support of the following initiatives currently being undertaken in PESONet: 1.1 Settlement of Transactions from DDA3 to DDA. 1.2 Increasing Intraday Settlement Cycles. 1.3 PESONet 2.0 1.4 Use of Other Category Purpose Codes. 2. Kindly respond to the attached survey form and return immediately duly accomplished form to the following email address no later than 12 Noon of 09 August 2023, to wit: To: pesonetsupport@pchc.com.ph cc: thonymanongas@pchc.com.ph and royettedlreyes@pchc.com.ph 3. We highly enjoin your full cooperation and support.

August 2, 2023 T O : All PESONet Participant Banks/Institutions R E : PARTICIPATION OF UCPB SAVINGS BANK IN PESONet 1. We are pleased to announce the participation of UCPB Savings Bank in the Phil. EFT System Operation Network (PESONet) effective August 16, 2023. 2. UCPB Savings Bank’s business address is as follows: 2nd and 3rd floor, OFB Bank Center, Liwasang Bonifacio, Manila, 1000 3. It has an assigned BRSTN 01049-992-8 and will use BIC ‘UCSVPHM1XXX’ in the PESONet application. 4. The Bank successfully completed the required User Acceptance Test (UAT) using the available Front-end Application and likewise submitted its Sign-Off to be included in production. 5. Kindly include the said bank in your respective PESONet participants’ directory and disseminate to your respective branches/offices. 6. Please be guided accordingly.

August 01, 2023 RE : All Clearing Banks/Institutions TO : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS PNB - Cards and Payments Solutions Group 01008-974-9 8th Floor PNB Financial Center, Pres. Diosdado Macapagal Blvd., Pasay City, Metro Manila CBS - Tagbilaran 33112-001-5 Alta Citta Mall, Honorio Grupo St. and C.P. Garcia ave., Tagbilaran City, Bohol BDO NB - Negros Oriental - Tanjay 20118-009-1 G/F, Hotel de Tanjay, Rizal St., corner Jose Romero St., Brgy. 5, Tanjay City, Negros Oriental BDO NB - Northern Samar - Bobon 66118-003-9 G/F, MJA Bldg., Sto Nino St., Purok 1, Brgy. Salvacion, Bobon, Northern Samar 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01010-021-7 CBC -Arranque Sta. Cruz, Manila KDC Tower, 608 Tomas Mapua St., Sta. Cruz, Manila 01026-236-2 Metro-Karuhatan-Valenzuela McArthur Highway, 246 McArthur Highway, Karuhatan, Karuhatan, Valenzuela Valenzuela City City 01102-009-5 Asia United – Valenzuela Valenzuela City Keylargo Steel Industries, No. 211 Mac - Arthur Highway, Valenzuela City 41126-002-8 LDB – Carmona Loyola St., Carmona, ALV Building, 435 J.M. Loyola Cavite Street, Barangay 4, Carmona, Cavite 1.3. Deletion of the following branch/es BANK BRANCH NAME BRSTN LBP - Burauen 11035-009-3 GM Bank - Bugallon 05154-007-2 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective August 01, 2023. 3. For your information and guidance.

July 27, 2023 T O : All PESONet Participant Banks/Institutions R E : PARTICIPATION OF OWN BANK IN PESONet 1. We are pleased to announce the participation of Own Bank, The Rural Bank of Cavite City, Inc. in the Phil. EFT System Operation Network (PESONet) effective August 1, 2023. 2. Own Bank’s business address is as follows: 505 P. Burgos Ave. cor. P. Julio st., Caridad, 4100 Cavite City 3. It has an assigned BRSTN 41194-001-8 and will use BIC ‘OWNOPHM2XXX’ in the PESONet application. 4. The Bank successfully completed the required User Acceptance Test (UAT) on the use of PESONet Web Service API/Front-end Application and has likewise submitted its Sign-Off to be included in production. 5. Kindly include the said bank in your respective PESONet participants’ directory and disseminate to your respective branches/offices. 6. Please be guided accordingly.