October 16, 2023 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the cl earing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS CBC - SM City Sto. Tomas 19010-011-1 G/F SM City Sto. Tomas, Brgy. San Bartolome, Sto. Tomas, Batangas LBP - Monkayo 03035-024-1 Purok 4A, Poblacion Monkayo, Davao De Oro BDO NB - Camarines Sur - Ragay 07118-010-8 G/F, Evelyn Commercial Bldg., Provincial Road, Poblacion Ilaod, Ragay, Camarines Sur BDO NB - Samar - Basey 11118-009-7 G/F, Cameo Town Center, National Highway, Brgy. Buscada, Basey, Western Samar BDO NB - Agusan del Norte - 30118-006-9 G/F, YGA Marketing Inc. Bldg., Cagampang St. corner Buenavista Butuan - Cagayan de Oro - Iligan Road, Prk. 1, Brgy. Poblacion 3, Buenavista, Agusan del Norte 1.2 Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01004-051-3 BPI Pasig - Kapitolyo – Barangay Pasig Kapitolyo – 61 Shaw Blvd., Kapitolyo, Pasig City Barangay Kapitolyo, Pasig City 1603 01004-171-6 BPI–Greenhills Shopping San Juan City LG034 Greenhills Mall Greenhills Center Shopping Center, Ortigas Avenue, San Juan City 01005-001-1 SCB–Head Office Makati City 20th Floor, Ayala Triangle Gardens Tower Two (ATG T2) Paseo de Roxas corner Makati Avenue, Makati City 19008-007-9 PNB–Batangas-Nasugbu Nasugbu, Batangas Unit No. 2 and 3, Ground Floor, G&T Building, J.P. Laurel Street, Barangay 9, Nasugbu, Batangas 01062-167-3 East West–Kalentong Mandaluyong City G/F Unit 1A Basic Land Venture Bldg., 214 Romualdez St. cor. Kalentong Ave., Mandaluyong City 08062-004-4 East West–Iloilo-Molo Molo, Iloilo G/F GT Mall Annex (GTMA) – 001 & 002 M.H. Del Pilar St., Brgy. San Pedro Molo, Iloilo 03102-003-3 Asia United Tagum Briz Dist–Tagum City, Tagum – Doors 1 & 2 SG Complex Davao del Norte Prk. Tandang Sora, Magugpo Poblacion National Highway, Tagum City, Davao del Norte 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective October 16, 2023. 3. For your information and guidance.

October 09, 2023 T O : All Clearing Banks/Institutions R E : CHANGE IN THE HANDLING OF DUPLICATE ITEMS DETECTED IN CICS 1. Please be informed that PCHC shall implement a change in the handling of detected duplicate checks/clearing items in CICS. Duplicate items are currently rejected automatically by the system after going through a series of system validations during the sending/uploading of the ICL files. 2. Such change is needed in order for the Drawee Bank to be given the chance to decide whether an item received, is indeed a duplicate that needs to be returned to the Sender or a legitimate clearing transaction that needs to be paid/honored. 3. The automatic rejection of duplicate items in CICS has raised concerns from a number of receiving banks as they are denied the chance/opportunity to conduct further verification/inspection of the auto rejected duplicate item thus preventing them to decide on the proper disposition of their supposed inward items. 4. Because of this concern, PCHC shall henceforth allow the system to accept the detected duplicate item instead of auto rejecting them. This will result for the duplicate items to be among the inward transactions of the respective Drawee Banks with the total amount to be included in the file that is transmitted to the BSP RTGS for settlement. 5. In order to help the banks identify/reconcile these items, a new report containing all information on the detected duplicate items shall be generated by PCHC. The report can be viewed/downloaded by both the sending and the receiving banks and this report shall be made available to enable manual verification/reconciliation of duplicate items while a corresponding downloadable CSV file will be made available for automation purposes. The CSV file layout can be downloaded from the Web Portal. 6. To be familiar with the new handling procedures, PCHC shall be conducting UAT activities from October 12-20, 2023 in the CICS UAT environment. 7. All CICS participant banks are encouraged to join this activity to obtain the necessary information about the new handling procedures and be able to prepare the adjustments needed in their respective internal processing procedures before the cutover date. PCHC shall announced the cutover date in a separate memo after the UAT activities are completed. 8. Attached to this Circular are the following documents for reference, to wit: 8.1. UAT Test Guidelines 8.2. UAT Sign-off Form 8.3. UAT Test Scripts 9. All participating banks are requested to accomplish the attached CICS Duplicate Check Handling UAT Sign-off form and submit it to PCHC via email at philclear@pchc.com.ph cc: rubenconseja@pchc.com.ph and thonymanongas@pchc.com.ph on or before October 25,2023. 10. Please be guided accordingly.

October 02, 2023 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS BPI - Cebu Outsourced Support Unit 02004-049-3 2nd Flr BPI Jakosalem Bldg. D. Jakosalem cor Magallanes St. Brgy Sto Niño, Cebu City, Cebu CBC - SM City Bataan 06010-018-6 Ground Floor, SM City Bataan, Balanga City, Bataan BDO - Sta. Mesa - P. Sanchez 01053-700-0 Units G-04 & G-05, G/F, Doña Elena Tower, P. Sanchez St. corner 3rd St., Brgy. 606, Zone 60, Sta. Mesa, Manila BDO - SM Center San Pedro 31053-040-6 SM Center San Pedro, Ramon Magsaysay Avenue, Brgy. United Bayanihan, San Pedro City, Laguna BDO NB - Camarines Norte - Sta. Elena 36118-004-1 Maharlika Highway, Poblacion, Santa Elena, Camarines Norte CBB - Western Bicutan 01145-014-4 B9 Lot 7 EP Housing Phase II, MRT Avenue, Western Bicutan, Taguig City CBB - Commonwealth 01145-015-7 L66 B1 Steve St. corner Villongco St. MIDSHOA1, Brgy. Commonwealth, Quezon City CBB - Manila 01145-016-0 1665 A. Francisco corner Onyx St., San Andres, Manila CBB - Camarin 01145-017-3 5887 (Lot 22-A, Block 6) San Isidro, Brgy. 178 Area D, Camarin 11, Caloocan City CBB - Antipolo 01145-024-1 2 Sto. Nino St., San Jose Antipolo Rizal CBB - Trece Martires 41145-004-5 Governor's Drive, San Agustin (Poblacion), Trece Martires, Cavite CBB - Silang 41145-005-8 168 J. Rizal, Iba, Silang Cavite 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01004-348-4 BPI Pasay - Taft – Taft Ave., Pasay Pasay Buendia – Shop 2 and City Shop 3, Ground Floor, Trium Square Bldg., Sen. Gil Puyat Ave cor. Leveriza St., Pasay City 1300 1.3. Deletion of the following branch/es BANK BRANCH NAME BRSTN BPI - Correspondent Banking 01004-078-8 BPI - Zamora 01004-403-0 BPI - Malolos South Supermarket 13004-025-7 BPI - Calapan Camilmil 38004-002-3 BPI-FB - St. James College - QC 01039-052-2 BPI-FB - Cebu - BC Operations 02039-011-4 BPI-FB - Davao - BC Operations 03039-007-8 BPI-FB - Bacolod - BC Operations 04039-003-9 BPI-FB - Dagupan - BC Operations 05039-003-2 BPI-FB - Iloilo - BC Operations 08039-003-1 BPI-FB - CDO - BC Operations 10039-002-1 BPI-FB - Baguio - Session 12039-003-0 BPI-FB - Meycauayan - MacArthur 13039-001-7 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective October 02, 2023. 3. For your information and guidance.

September 18, 2023 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the cl earing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1. New Clearing Participants BANK/BRANCH BRSTN ADDRESS SBC - Hermosa 06014-010-4 Project Site Office Hermosa Ecozone Industrial Park, Hermosa, Bataan BDO - Batangas - Bauan 19053-035-4 Kapitan Ponso St. corner Sta. Cruz St., Brgy. Poblacion 2, Poblacion 2 Bauan, Batangas BDO - SM City Sto. Tomas 19053-036-7 G/F, Units 1072 - 1073, SM City Sto Tomas, Maharlika Highway, Brgy. San Bartolome, City of Sto. Tomas, Batangas 4234 PBB - Davao - Buhangin 03097-008-7 Kilometer 7, Tigatto Rd., Buhangin, Davao City City State - San Fernando, 06103-001-9 Roselands Commercial Arcade A. Consunji Street, Pampanga Barangay Sto. Rosario, San Fernando, Pampanga CBS - Kawit 41112-011-3 Lokal Mall Kawit, Centennial Road, Brgy. Magdalo, Kawit, Cavite BDO NB - Davao de Oro - Maco 03118-045-2 G/F, Stall 1, Commercial Bldg., Purok Maligaya, Binuangan, Maco, Davao de Oro BDO NB - Laguna - Calauan 31118-006-2 G/F, Commercial Bldg., 51 L. Geirosa Avenue, Calauan, Laguna 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 23008-006-5 PNB Cagayan-Tuguegarao– Cagayan - Robinsons Mall Tuguegarao City Tuguegarao–Tenant 2005A, Level 2, Robinsons Place Tuguegarao Mall, Maharlika Highway, Barangay Tanza, Tuguegarao City 13053-009-7 BDO Marilao-McArthur– Marilao - MacArthur Highway Marilao, Bulacan – Km. 23 MacArthur Highway, Brgy. Abangan Sur, Marilao Bulacan 1.3. Inclusion of the following branches in the list of BIR AABs BANK BRANCH NAME BRSTN PNB - Makati Amorsolo 01008-126-8 PNB - Manila - Padre Rada 01008-146-2 PNB - QC - Granada 01008-191-2 PNB - Makati - Metropolitan Avenue 01008-242-9 PNB - BGC - Luxe Residences 01008-256-8 PNB - BGC - Infinity 01008-258-4 PNB - BGC W City Center 01008-273-3 PNB - BGC One McKinley Place 01008-274-6 PNB - BGC Ore Central 01008-276-2 PNB - BGC 10th Avenue 01008-298-2 2. Pursuant to CICS OM N o. 17-004 dated 18 January 2017 the aforementioned updates will be implemented effective September 18, 2023. 3. For your information and guidance.

September 12, 2023 TO : ALL CICS Participating Institutions RE : AVAILABILITY OF THE CICS SUPPORT PLATFORM AS A SERVICE 1. We would like to thank the participants who represented their respective banks in the recently conducted Briefing on the CICS Support Platform held on 08 September 2023. 2. As announced during the Briefing, we are pleased to inform that the CICS Support Platform shall be made available starting 18 September 2023. 3. On said date, the Decision Support Module of the updated CICS Support Platform will become available for use with CICS presentation data populated beginning 01 March 2023 onwards. 4. Interested CICS participants may register by accomplishing the attached Access Request Form to be submitted via email to PHILCLEAR@pchc.com.ph. The duly accomplished form will be used to facilitate the creation of Bank Administrative Users. 5. Bank Administrative users shall, in turn, be responsible for the creation and maintenance of their respective bank’s authorized users for access to the CICS Support Platform. 6. Banks that employ a Firewall or other Web Filtering/Access Module could allow their authorized users to access the Front-End, and/or API, as applicable with the following URLs: CICS Support Platform Service URLae RL Front-End https://csp.pchc.com.ph API https://api-csp.pchc.com.ph 7. Banks that would like to perform testing against the APIs of the Decision Support Module of the CICS Support Platform may also contact the following PCHC personnel for assistance: E-Mail Address Name e-Mail Address Nico Paulo Mendoza nicopaulomendoza@pchc.com.ph Linley Julian leyjulian@pchc.com.ph Maxi Torrecampo maxitorrecampo@pchc.com.ph 8. We will announce availability of other CICS Support modules, such as the eCertification and PM Adjustment Window at a later date. 9. We enjoin your full support on the use of the CICS Support Platform.

September 01, 2023 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS BPI - One Ayala 01004-552-1 Lower Ground Floor, One Ayala, Ayala Center, Makati City SBC - Parqal 01014-225-9 Unit 103, Ground Floor, Parqal Building 2, Aseana City, Parañaque City SBC - Aparri 23014-003-1 GF A1 & A2, Novo Mall Aparri, Centro 14, Aparri, Cagayan Metro - Fort - Met - Museum 01026-452-2 MKTan Centre along 30th Street, Bonifacio Global City, Taguig BDO - Nueva Vizcaya-Bambang 26053-012-9 G/F, Zen Galleria Bldg., National Highway, Brgy. Banggot, Bambang, Nueva Vizcaya Asia United-Juan Luna Binondo 01102-157-3 774 Juan Luna St., Barangay 268 Zone 025 San Nicolas District, Binondo, Manila City Asia United - Meycauayan 13102-016-6 Unit A-D, AC Twins Commercial Bldg., Lot 12 Block 1 MacArthur Highway Rosas Centro St., Macarthur Highway, Saluysoy, Meycauayan, Bulacan CARD SME - Trece Martires City 41141-005-6 Brgy. San Agustin, Trece Martires City, Cavite 1.2 Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 01008-066-7 PNB Divisoria - Sto Cristo - CM Divisoria - Sto. Cristo – Recto – Manila 767, Sto. Cristo corner M. delos Santos Streets, Divisoria, Manila City, Metro Manila 01008-082-9 PNB QC - Timog – Quezon City Q.C. - Timog EDSA – Upper G/F, Caswynn Building, 134 Timog Avenue, Sacred Heart, Quezon City, Metro Manila 01008-111-6 PNB Manila Pritil Capulong–Manila Manila - Tondo - Juan Luna – 1941-43 Juan Luna St., Brgy. 151, Tondo, Manila City, Metro Manila 01008-174-7 PNB Pasay - EDSA Extension – Pasay - Baclaran – 2976 Mexico Pasay City Avenue, Mexico Ave., Baclaran, Pasay City, Metro Manila 01008-219-9 PNB Visayas Congressional – Q.C. - Tandang Sora – 102 Tandang Quezon City Sora cor. San Miguel Village, Brgy. Pasong Tamo Quezon City, Metro Manila 01008-230-6 PNB Marikina - Calumpang – Marikina - A.Tuazon – 45, Gil Marikina City Fernando Ave. cor. Chestnut St., San Roque, Marikina City, Metro Manila 01008-234-8 PNB Manila - Rizal Ave. - Laguna – Manila - Rizal Ave.- Herrera – Rizal Manila Avenue cor. Saturnino Herrera St., Brgy. 353, Sta. Cruz, Manila City, Metro Manila 01008-278-8 PNB Manila - Benavidez La Torre – Manila - Jose Abad Santos – 1450- Manila 1452, Coyuco Bldg., Jose Abad Santos St., Brgy 250, Tondo, Manila City, Metro Manila 01008-292-4 PNB Las Pinas Pamplona RCS Arcade Las Pinas - Pamplona – Alabang - – Las Pinas City Zapote Road, Pamplona 3, Las Pinas City, Metro Manila 01008-299-5 PNB Caloocan 10th Ave South – Caloocan - Grace Park - 10th Ave. – Caloocan City 354 A-C 10th Ave., Brgy. 107, Caloocan City, Metro Manila 01008-302-0 PNB Pasig Kapitolyo – Pasig City Pasig - Capitol Commons – Unit 2, G/F, Unimart, Capitol Commons, Shaw Blvd. cor. Meralco Ave., Brgy. Oranbo, Pasig City, Metro Manila 01008-303-3 PNB Pasay Gil Puyat – Pasay City Makati - Buendia - Edison – G/F, Visard Bldg., #19 Sen. Gil Puyat Avenue Buendia, Makati City, Metro Manila 01008-304-6 PNB Manila Ongpin – Manila Manila - T. Alonzo – 905 T. Alonzo cor. Ongpin Sts., Brgy. 298, Sta. Cruz, Manila City, Metro Manila 02008-039-8 PNB Cebu Mandaue Casuntingan – Cebu - Mandaue - A. Cortes – AC Mandaue City, Cebu Cortes Ave., Ibabaw, Mandaue City, Cebu 03008-025-2 PNB Davao J P Laurel Avenue – Davao - Cabaguio Ave. – HPC Bldg., Davao City Cabaguio Avenue, Brgy. Gov. Paciano, Davao City, Davao del Sur 03008-027-8 PNB Davao Victoria Plaza – Davao Davao - Obrero – G/F, JJ Commune City Bldg., Loyola St., Bo. Obrero, Davao City, Davao del Sur 09008-002-7 PNB Tetuan –Zamboanga City Zamboanga - Veterans Avenue – G/F Annex Bldg., Zamboanga Doctor’s Hospital, Veterans Ave., Tetuan, Zamboanga City, Zamboanga Del Sur 09008-006-9 PNB Zamboanga Canelar – Zamboanga - Climaco – JNB Bldg., Zamboanga City Buenavista St., Canelar, Zamboanga City, Zamboanga Del Sur 25008-003-2 PNB Ozamis City - Burgos – Ozamis Ozamis City - Rizal Ave. – Rizal Ave., City Aguada, Ozamis City, Misamis Occidental 26008-010-3 PNB Isabela - Santiago City – Isabela - Santiago - Maharlika – Santiago City, Isabela Marcos Highway cor. Camacam St., Centro East, Santiago City, Isabela 01011-004-5 PBCOM – Caloocan Caloocan City 205 STS Building, Rizal Avenue Extension Corner 6th Avenue, Grace Park, Caloocan City 39011-001-1 PBCOM – Ormoc Ormoc City, Leyte Unit 1 Ground Floor Market Mall, Real St., Ormoc City, Leyte 31053-031-2 BDO – Laguna-Carmelray Calamba City, Laguna Ground Floor, RBF 5 Building II Makiling Drive, Carmelray Industrial Park II, Km. 54 National Highway, Brgy. Milagrosa, Calamba City, Laguna 01096-998-2 Equicom BBG/BSOD - Cash Mngt – COD - Cash Management Services Makati City – Corporate Office - 6/F ODC Int’l Plaza, 219 Salcedo St., Legaspi Village Makati City 01102-084-6 Asia United – Tektite Pasig City WC03 and WC04, Ground Floor West Tektite Towers, Exchange Road, Ortigas Centre, Pasig City under Brgy. San Antonio, Pasig City 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective September 01, 2023. 3. For your information and guidance.

September 1, 2023 T O : All CICS Participating Banks/Institutions R E : BRIEFING ON THE CICS SUPPORT PLATFORM 1. We are pleased to announce the rollout of the much-awaited CICS Support Platform (CSP), a platform that is intended to provide additional services to all bank/institutions participating in the nationwide clearing operations of PCHC. 2. The CSP primarily includes a module that will detect whether a check has already been presented or not. This is an additional layer of control that would prevent duplicate or multiple presentation of Checks thus, no longer allowing such duplicates to be further processed in CICS. 3. In addition, the CSP also introduces the following modules, that will help CICS participants in their daily operations, to wit: 3.1. eCertification – a facility which allows participants to request for certifications and photocopies of PCHC- presented Checks through a web-based portal; 3.2. PM Adjustment Window – the current Morning Adjustment Window (MAW) system is to be integrated as part of the CSP so that all CICS-related support functions will be available through a single web-based portal. 4. Collectively, the CICS Support Platform will allow banks to ensure faster response to inquiries and resolution of concerns. 5. To demonstrate how banks may best leverage these CICS Support Platform, we are inviting all participating banks to an online briefing on September 8, 2023 at 10:00 AM. Each participating institution may send at least 4 attendees which may come from branch operations, IT and Check clearing operations. 6. You may send the names and the respective email addresses to Ms. Monet Paguirigan at monetpaguirigan@pchc.com.ph no later than end of day on 05 September 2023. 7. We expect and appreciate your attendance to this briefing.

CICS Memo Circular No. 3772 PESONet MC No. 23-129 PDDTS MC No. 2023-95 September 1, 2023 T O : All Clearing Banks/Institutions R E : NO CLEARING AND SETTLEMENT TODAY, SEPTEMBER 1, 2023 1. With reference to the latest Peso RTGS Advisory No. BPU-2023-37A dated September 1, 2023, we would like to inform of the limited operation of Peso RTGS payment system on the same date due to the suspension of BSP- Financial Markets operation after the announcement made by Malacañang of work suspension in government offices. 2. As there will be no settlement, PCHC shall likewise suspend its clearing operations today, September 1, 2023. However, since CICS and PESONet platforms are open 24/7, both shall continue to accept transmitted transactions for settlement on September 4, 2023 when PhilPaSSPlus resumes its business operations. 3. The processing cut-off for Morning (AM) Returns on September 1, 2023 with value date August 31, 2023 shall be extended until 8:00 AM of September 4, 2023. 4. PAS6 will remain open and accessible but other services such as PDDTS RTGS, PvP and EOD shall be closed. 5. PCHC office is open to receive calls/queries from participant banks. 6. Please be guided accordingly.

September 15, 2023 T O : All Clearing Banks/Institutions R E : SETTLEMENT RESULTS OF THE SEPTEMBER 15, 2023 AM RETURNS 1. Please be informed that the Settlement Results of the AM Returns this morning (September 15, 2023) has been adjusted to reflect the correct figures after inadvertent submission of a file from the previous processing results during consolidation. 2. The BSP and the participant banks have been informed thru SMS Advisory of the incident and when the adjustment has been completed. 3. For information and guidance.

September 13, 2023 T O : All PESONet Participating Institutions R E : UPDATED PESONET 2.0 MQ API SPECIFICATIONS 1. We wish to express our sincere appreciation to all PESONet participants that have provided their feedback on the PESONet 2.0 MQ API Specifications and for participating in the recently conducted PESONet 2.0 Sandbox testing. 2. With the assistance of PESONet participants, we were able to gather feedback that has greatly improved the PESONet 2.0 MQ API Specifications. 3. As such, we are pleased to provide a copy of the latest (Version 1.3) of the PESONet 2.0 API Specifications. 4. The message formats in the latest PESONet 2.0 MQ API specifications have considered participants’ feedback as well as recent requirements from the Payment Information Working Group of the PESONet ACH, while continuing to conform to the ISO 20022 message specifications. 5. The message formats for the PESONet 2.0’s REST API shall remain as those published for the existing PESONet. 6. For further information or clarifications, participants may direct their questions to the following PCHC personnel: Name NAME EMAIL ADDRESS E-Mail Address Nico Paulo Mendoza nicopaulomendoza@pchc.com.ph Maxi Torrecampo maxitorrecampo@pchc.com.ph Royette de los Reyes royettedlreyes@pchc.com.ph 7. We trust that with the updated specifications, PESONet participants which have started to prepare respective systems to respond to the updated API specs will continue their development in order to be ready with the targeted 1Q 2024 implementation. 8. For proper guidance.