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November 17, 2025 TO : All Clearing Banks/Institutions RE : 1. NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDA 2. NOTICE FROM RURAL BANK OF DIGOS INC. 1. With reference to various request letters/notices received from the clearing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS PTC - Tarlac 22009-001-0 Km. Post 124, McArthur Highway, Sto. Cristo, Tarlac City SBC - Midsayap 53014-001-6 Quezon Avenue, Midsayap, Cotabato LBP - Sogod (Cebu) Branch - Lite 02035-032-9 Brgy. Damolog, Sogod, Cebu LBP - Cordova 02035-033-2 Cordova Public Market, Poblacion, Cordova, Cebu CBS - Davao - Lanang 03112-011-1 Km. 09, Old Airport Road, Sasa, Davao City CBS - Bacolod East 04112-005-9 2909 Commercial Leasing Building, Burgos Ave., Bacolod City, Negros Occidental CBS - Iba 28112-005-5 Zone VI, Olongapo -Bugallon, Iba, Zambales CBS - Candon City 32112-003-8 Gochu Building, Mac Arthur Highway, Candon City, Ilocos Sur BDO NB - Pangasinan - Asingan 05118-016-0 G/F, V & V Building, 77 National Highway, Poblacion East, Asingan, Pangasinan BDO NB - Camarines Sur - Caramoan 07118-017-9 Real St., Brgy. Tawog, Caramoan, Camarines Sur BDO NB - Camarines Sur - Pamplona 07118-018-2 Unit 1, G/F, Maharlika Highway, Tambo, Pamplona, Camarines Sur BDO NB - Iloilo - Lambunao  08118-029-5 G/F, Units 1 & 2, Leonida - Segura Bldg., Old Iloilo - Capiz Road, Brgy. Poblacion Ilawod, Lambunao, Iloilo BDO NB - Tawi-tawi-Bongao 09118-007-8 G/F, Commercial Bldg., Datu Halun St., Brgy. Poblacion, Bongao, Tawi - tawi BDO NB - Quezon - Alabat 14118-018-0 Alabat - Perez Road, Brgy. 1 Poblacion, Alabat, Quezon BDO NB - La Union - San Juan 15118-005-7 National Highway, Brgy. Ili Sur, San Juan, La Union BDO NB - Sorsogon - Casiguran 16118-015-7 Maharlika Highway, Brgy. Adovis, Casiguran, Sorsogon BDO NB - Batangas-San Luis 19118-014-3 G/F, JC Bldg., National Highway, Brgy. Tejero, San Luis, Batangas BDO NB - Batangas - Mataasnakahoy 19118-017-2 G/F, Allhenbest Bldg., V. Templo St., District IV, Mataasnakahoy, Batangas BDO NB - Palawan - Aborlan 35118-009-3 G/F, ML Baroña Commercial Bldg., Public Market, Brgy. Poblacion, Aborlan, Palawan BDO NB - Palawan - San Vicente 35118-010-3 Long Beach Road, Purok Sampaguita, Poblacion, San Vicente, Palawan BDO NB - Oriental Mindoro - Naujan 38118-007-6 G/F, Units 2 - 3, JRMG Shopping Center, Nautical Highway, Pinagsabangan II, Naujan, Oriental Mindoro BDO NB - Oriental Mindoro - Gloria 38118-008-9 G/F, Mejico Bldg., Nautical Highway, Maligaya, Gloria, Oriental Mindoro BDO NB - Oriental Mindoro - Socorro 38118-009-2 Nautical Highway, Zone IV, Socorro, Oriental Mindoro BDO NB - Leyte - Albuera 39118-007-9 G/F, Units 2 - 4, NZ Commercial Bldg., National Road, Sitio Gungab, Brgy. Poblacion, Albuera, Leyte BDO NB - Leyte - Inopacan 39118-008-2 G/F, Casa Kabijah, San Roque St., Brgy. Poblacion, Inopacan, Leyte City Savings - Paniqui 22124-002-1 M.H. Del Pilar St., Paniqui City, Tarlac 1.2 Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 05010-005-7 CBC Dagupan-Nepo Mall–Dagupan City, Dagupan - A.B. Fernandez – Pangasinan A.B. Fernandez Avenue corner Herrero Street, Dagupan City, Pangasinan 13010-002-9 CBC Marilao – Marilao, Bulacan SM City Marilao – Unit 140- 141 SM City Marilao, Km. 21 Ibayo, Marilao, Bulacan 68035-001-5 LBP – Calbayog Calbayog City, Western Samar G/F Red Iron Hotel Building, JPR Subdivision Maharlika Highway, Brgy. Obrero, Calbayog City, Western Samar 28044-001-1 BOC Subic – Olongapo City, Zambales Subic Freeport – Unit 103- 105 Ground Floor, Panda 1 Building, Rizal Highway, Subic Bay Freeport Zone, 222 Olongapo City, Zambales 1.3 Inclusion of the following branches in the list of BIR AABs BANK BRANCH NAME BRSTN CBC - Proj 8 Shorthorn 01010-211-8 CBC - Santiago 26010-001-2 2. In a letter dated November 03, 2025, Ms. Emilyn D. Torreon, Treasury/Finance Manager of Rural Bank of Digos, Inc. informed that the bank would continue to honor its issued checks bearing the BRSTNs of the following conduit commercial banks: Land Bank – Digos Branch (03035-006-3), Land Bank – Kidapawan Branch (54035- 001-6) and BDO Unibank – Digos Branch (03053-015-5) until further notice. 3. For your information and guidance.

PESONet MC No. 25 - 199 PDDTS MC No. 2025 - 131 PAS MC No. 2025 - 044 November 12, 2025 T O : All PCHC Member Banks/Institutions R E : 2025 PCHC ANNUAL BUSINESS CONTINUITY (BCP) EXERCISE WITH PARTICIPANT INSTITUTIONS 1. As part of PCHC’s continuing commitment to operational resilience, industry coordination, and disaster recovery preparedness, the Philippine Clearing House Corporation (PCHC) will conduct its Annual Business Continuity (BCP) Exercise from November 17 to 21, 2025, to be carried out in the production environment. 2. This annual exercise aims to: • Test the end -to-end resilience of PCHC’s mission -critical systems and connectivity with member institutions; • Evaluate the effectiveness of banks’ internal recovery strategies and operational readiness; and • Strengthen communication and coordination protocols between PCHC and its participants during contingency scenarios. 3. Your active participation in this exercise is vital to ensuring the robustness and continuity of the country’s clearing and settlement operations. 4. Schedule of Exercises System/Application Start Date/Time) End Date/Time CICS Backend System Nov 17, 2025 / 5:30 PM Nov 21, 2025 / 5:30 PM PESONet Nov 18, 2025 / 5:00 PM Nov 21, 2025 / 5:00 PM PDDTS RTGS/PVP Nov 19, 2025 / 5:00 PM Nov 21, 2025 / 5:00 PM PDDTS End -of-Day Nov 19, 2025 / 5:30 PM Nov 21, 2025 / 5:30 PM PAS6 Nov 19,2025 / 5:45 PM Nov 21, 2025 / 5:45 PM CICS Front-end System Nov 20, 2025 / 5:00 PM Nov 21, 2025 / 6:00 PM 5. At the time of cutover, participants currently logged -in may experience connection interruptions or sessions timeouts. Please re-log in when such issues occur to resume system access. 6. Participants are requested to complete the online feedback form < 2025 PCHC BCP FEEDBACK FORM > upon completion of the BCP exercise. For members unable to access to access the Google Form, kindly accomplish the attached BCP Sign -off Form and email it to philclear@pchc.com.ph , cc: thonymanongas@pchc.com.ph no later than 28 November, 2025. 7. A broadcast message will be sent via SMS and email to registered participants once all activities are completed, signifying the conclusion of the exercise and the resumption of normal operations. 8. For clarifications or coordination, you may contact any of the following: Name Email Tel Nos. 1. Ruben Conseja rubenconseja@pchc.com.ph 8537-2711 2. Maxi Torrecampo maxitorrecampo@pchc.com.ph 8537-2710 3. Royette Delos Reyes royettedlreyes@pchc.com.ph 8537-2707 4. Johndale Regalado johndaleregalado@pchc.com.ph 8537-2708 5. James Pante jamespante@pchc.com.ph 8537-2709 6. Linley Julian leyjulian@pchc.com.ph 8537-2713 9. Your cooperation and active involvement in this exercise will contribute significantly to maintaining the reliability of the Philippine financial system’s clearing and settlement infrastructure. 10. We look forward to everyone’s full participation and support.

November 12, 2025 T O : All PESONet Participating Institutions R E : EXPANDED INVITATION TO THE PCHC FORUM ON THE PESONET CUSTOMER SERVICE MODULE, PAYGATE, & PESONET MQ2.0 API 1. Further to PESONet MC No. 25-198 dated November 10, 2025, PCHC is pleased to extend the invitation to include not only Customer Service Officers, but also Business, Payments and Technical Officers of all PESONet participating institutions, as the forum will now feature an additional segment on the PESONet 2.0 MQ API. 2. The PESONet 2.0 MQ API introduces advanced messaging capabilities that will further improve transaction reliability, integration speed, and processing efficiency among participants. 3. The PESONet 2.0 MQ API shall also serve as a baseline for future PESONet 2.0 initiatives, which include the Payment Information Initiative, ISO 20022 harmonization initiatives, as well as the proposed feature that shall allow the recall of individual transactions. This enhancement aligns with ongoing efforts to strengthen system interoperability and readiness for upcoming payment linkages and cross-border use cases. 4. The session will therefore provide an end-to-end view of the PESONet service landscape, covering: • The Customer Service (CS) Module, • The PCHC PayGate, and • The PESONet 2.0 MQ API – its design, operational benefits, and technical integration roadmap. 5. Forum Details: Date: Tuesday, 18 November 2025 Time: 10:00 AM Platform: Zoom (link to be provided to confirmed participants 6. Please send the names and official email addresses of your representatives to Ms. Monet Paguirigan (monetpaguirigan@pchc.com.ph) no later than November 14, 2025 (Friday). 7. Your organization’s active participation will help ensure broader understanding and readiness for the upcoming PESONet enhancements and future interoperability initiatives. 8. We look forward to your continued support and engagement.

November 03, 2025 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters/ notices received from the cl earing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS BPI - Robinsons Pagadian 72004-002-3 LG Robinsons Pagadian, FS Pajares Ave., cor. P.L. Urro St. cor. V. Sagun St., San Francisco District, Pagadian City, Zamboanga del Sur PNB - Cotabato City - KCC Mall 27008-004-1 G/F KCC Mall of Cotabato, 10 Quezon Ave., Rosary Heights 2, Cotabato City, Maguindanao BDO - Marikina - Lilac Street 01053-715-2 76 Lilac St., SSS Village, Brgy. Concepcion Dos, Marikina City BDO NB - Quezon - San Francisco 14118-016-4 G/F, METC Commercial Bldg., Queblar St., Brgy. Poblacion, San Francisco, Quezon BDO NB - Batangas - Lobo 19118-015-6 Rizal St., Poblacion, Lobo, Batangas BDO NB - Butuan - Ampayon 30118-008-5 G/F, Units 1 - 4, Fertel Arcade, L.E Amante St., Brgy. Ampayon, Butuan City BDO NB - Laguna - Paete 31118-010-1 G/F, ChelleDenn's Enterprises Bldg., Manila East Road Highway, Brgy. Ibaba del Norte, Paete, Laguna BDO NB - North Cotabato - Magpet 54118-010-4 Alson's Ave., Poblacion, Magpet, North Cotabato City Savings - Cadiz 04124-002-3 Unit Laura Hotel, Villena St., Cadiz City, Negros Occidental CARD SME - Valencia City 51141-001-1 P-15 Sayre Highway Bagontaas, Valencia City, Bukidnon 1.2 Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 13008-008-4 PNB – Bulacan Sta. Maria Sta. Maria, Bulacan Unit 103 Ground Floor, Plaza Esperanza, Sta. Maria, Bulacan 02035-011-2 LBP – Banilad Cebu City Building B Retail 1 Banilad High Street, Gov. M. Cuenco Avenue, Barangay Kasambangan, Cebu City 11035-005-1 LBP – Naval Naval, Biliran Ecozone Building, Capitol Compound, Barangay Calumpang, Naval, Biliran 1.3 Deletion of the following branches BANK BRANCH NAME BRSTN Asia United - Alabang - Zapote 01102-054-5 Asia United - Novaliches - Sauyo 01102-057-4 Asia United - Pasay Road 01102-091-4 Asia United - Greenhills Theater Mall 01102-096-9 Asia United - G. Araneta Palanza 01102-102-3 Asia United - D. Tuazon 01102-115-9 Asia United - Boni Ave Mand. 01102-117-5 Asia United - Baguio 12102-001-1 Asia United - Lucena Diversion 14102-002-0 Asia United - Calapan Mindoro 38102-001-3 Asia United - Maasin Leyte 64102-001-2 1.4 Inclusion of the following branches in the list of BIR AABs BANK BRANCH NAME BRSTN LBP - San Miguel Avenue 01035-170-7 LBP - Balingasag Misamis Oriental 10035-008-7 LBP - Amlan Negros Oriental Branch Lite 20035-007-1 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective 2. at 9:00 AM, November 03, 2025 . 3. For your information and guidance.

November 10, 2025 T O : All PESONet Participating Institutions R E : INVITATION TO THE PCHC FORUM ON THE PESONET CUSTOMER SERVICE MODULE AND PCHC PAYGATE PCHC is pleased to invite all PESONet participating institutions to an exclusive online technical forum that will feature two key developments designed to further strengthen your institution’s participation in the PESONet ecosystem: 1. The PESONet Customer Service (CS) Module – a new enhancement that empowers your frontline staff and digital channels to directly access real-time transaction status inquiries using the PESONet Reference Number (UUID). o The Front-End Application allows branch and customer service teams to handle inquiries promptly, reducing customer turnaround time. o The API Interface enables integration with your e-banking or mobile platforms for automated and self- service customer updates—enhancing customer satisfaction and transparency. 2. The PCHC PayGate – a dynamic platform that enables merchant payments , including government transactions , to be settled efficiently via PESONet. o Since its launch in 2019, PayGate has recorded steady growth in participation , offering l ower transaction costs compared to other merchant payment networks. o The platform supports interoperable merchant acceptance , opening new opportunities for both acquiring and issuing banks. o The PESONet ACH Steering Committee in its October 2025 meeting expressed renewed interest in inviting new participants into the PCHC PayGate. Overall, this forum aims to showcase how these developments can improve service efficiency, broaden digital use cases, and increase PESONet transaction volumes benefiting both participants and customers. Forum Details as follows : Date: Tuesday, 18 November 2025 Time: 10:00 AM Platform: Zoom (link to be sent to confirmed participants) Please send the names and official email addresses of your representatives to Ms. Monet Paguirigan monetpaguirigan@pchc.com.ph ) no later than November 14, 2025 (Friday). Your participation will be vital in ensuring smooth implementation, improved customer service, and stronger collaboration across the PESONet network. We look forward to your active participation and continued partnership .

November 04, 2025 TO : All Clearing Banks/Institutions RE : NEW CLEARING PARTICIPANTS/BRSTN REGISTER UPDATES 1. With reference to various request letters / notices received from the cl earing participant banks, we enumerate hereunder the following updates to the PCHC clearing participant banks/BRSTN Register and Operating Parameter, viz: 1.1 New Clearing Participants BANK/BRANCH BRSTN ADDRESS SBC - Pampanga - Mexico 06014-015-9 OGN3 Plaza, Jose Abad Santos Ave, Mexico, Pampanga 1.2. Relocation/Change in Branch Name and/or Address BRSTN BANK/BRANCH NAME FROM TO 06014-013-3 SBC Pampanga - Mexico Mabalacat 2. Pursuant to CICS OM No. 17-004 dated 18 January 2017, the aforementioned updates will be implemented effective November 04, 2025. 3. For your information and guidance.

November 3, 2025 T O : All Clearing Banks/Institutions R E : REMINDER ON REGISTRATION REQUIREMENTS FOR NEW AUTHORIZED AGENT BANKS (AABS) 1. The Philippine Clearing House Corporation (PCHC) reminds all Clearing Participants that registration of newly accredited Authorized Agent Banks (AABs) —those accepting check payments for Bureau of Internal Revenue (BIR) and Bureau of Customs (BOC) transactions—is a mandatory requirement under the CICS Operating Guidelines. 2. This registration ensures that each accredited branch is properly tagged in the CICS backend system, allowing accurate reporting of processed BIR/BOC transactions and maintaining reliable and up -to-date bank records. 3. Unregistered or incorrectly tagged AAB branches may lead to transactions being marked as “Presented by Non-AAB”, which automatically triggers a return and penalty process, as provided under Operating Memo No. 17 -009 (dated January 18, 2017). These instances can cause delays, additional administrative work, and potential inconvenience to both presenting and drawee banks, as well as to clients whose payments may be affected. 4. To avoid these operational disruptions, banks are strongly urged to register all newly accredited AAB branches immediately using the standard registration form attached to Operating Memo No. 17-004, and in accordance with the semi-monthly system update schedule indicated therein. 5. Each request for inclusion must include the following details as assigned by the approving agency (BIR/BOC): ▪ Bank Code ▪ Bank Address ▪ RDO Code/RDC 6. Your continued cooperation is vital in sustaining the efficiency and integrity of our clearing operations. Together, let us ensure that the clearing of BIR and BOC transactions remains timely, accurate, and fully compliant.

November 3, 2025 T O : All Clearing Banks/Institutions R E : SUSPENSION OF BANKING OPERATIONS IN NEGROS ORIENTAL 1. We received a copy of Negros Oriental Bankers Club, Inc. Resolution No. 2025-004, informing of its recommendation for shortened banking hours on November 3, 2025 and suspension of banking operations on November 4, 2025 in their area due to Severe Tropical Storm Tino approaching the Visayas Region and the Province of Negros Oriental. 2. With the suspension of banking operations in Negros Oriental, there will be no outward clearing operations on said date, except for returns, if any. 3. For information and guidance

October 24, 2025 T O : All PESONet Participant Banks/Institutions R E : PARTICIPATION OF SALMON BANK (RURAL BANK), INC. IN PESON et 1. We are pleased to announce the participation of Salmon Bank (Rural Bank), Inc. in the Phil. EFT System Operation s Network (PESONet) effective October 29, 2025. 2. The business address of Salmon Bank is at: F. Gomez St., Malusak, Sta. Rosa City, 4026 Laguna . 3. The Business Identifier Code (BIC) that will be used in the system is ‘ SLRNPHM2XXX ’ and the corresponding BRSTN assigned is 31203 -001 -4 . 4. The Bank has successfully completed the required User Acceptance Test (UAT) for Multi-Batch Settlement (3 Cycles) using the available Front-end Application /Web Service API and has likewise submitted its Sign -Off signifying its readiness in production. 5. Kindly include the Bank in your respective PESONet participants’ directory and disseminate it to your respective branches/offices. 6. Please be guided accordingly.

October 21, 2025 T O : All Clearing Banks/Institutions R E : REMINDER ON ACCEPTANCE OF CHECK WITH SPECIAL CHARACTERS/MARKS OR SYMBOLS IN THE AMOUNT IN FIGURES 1. It has come to PCHC’s attention that some banks continue to enforce the rule prohibiting the use of special characters, marks, or symbols in check writings despite earlier issuances (MC Nos. 3893, 3894, 3902, and 3903). 2. We reiterate that the implementation of this rule has been temporarily suspended/deferred until further notice following consultations with the BSP and industry stakeholders. Consequently, no checks should be rejected nor any penalty imposed solely on the basis of special characters appearing in the Payee, Amount in Words, or Amount in Figures portions of the check. 3. To reconfirm the industry agreement aimed at easing customer burden, checks with Amount in Figures that do not strictly follow the prescribed format shall continue to be accepted until further notice. This includes checks that: • Use symbols such as “***” or “—” to prevent alterations; • Omit centavos, use “xx” or “—” for centavos, or express centavos as fractions. However, checks without commas separating thousands, millions, etc., shall not be accepted due to potential ambiguity. 4. We also take this opportunity to reiterate the exemptions from the non-acceptance of old format checks. For clarity: • Payee and Amount in Words fields are flexible, symbols before or after the entry remain acceptable. • Centavos in words may be written in figures, fractions, with or without the word “only.” 5. Exemptions from the non-acceptance of old format checks remain: • Manager’s Checks – accepted if the date follows MM-DD-YYYY or acceptable variants. • Warehoused Checks – accepted if warehoused before the effectivity of the non- acceptance policy and bearing a “Warehoused” stamp. 6. For illustrations, please refer to MC No. 3903 (Sept. 12, 2025). Kindly ensure that your frontline and payment- receiving staff have a copy for their guidance. 7. Thank you for your continued cooperation.